Everyone knows Zelle as one of the most popular digital payment applications in the United States. Its popularity since its launch has been rising; even though it was originally designed to be used only in the USA, it has expanded to many parts of the world.
You only need an e-mail address and cell phone number to use it. These data will be enough to execute your transactions anywhere.
Capital One money account Zelle
To use Zelle, you require a bank account; it is essential to be able to link your current account with your Zelle application. The use of Zelle depends on the service you will give to the application; within the basic functions, you will find:
Send money
Primarily, you need to have your current account and access the Zelle account created. When you download the application on your mobile and log in, it will present you with the option to join their services; you need to add basic information and accept the terms and conditions.
You must provide an e-mail and phone number for executing transactions during registration. Once you associate your account with Zelle, you can start adding recipients to send money.
Receiving money
The option of receiving money is convenient because you only have to give the e-mail address associated with the account to the person who will make the transaction to complete the payment. It is one of the fastest and most convenient options.
Banks associated
One reason Zelle is the best solution for banking transactions is the number of banks associated with its services. Among the wide variety, you will find:
- Alden State Bank
- Alliance Bank
- AllSouth Federal Credit Union
- Ally
- Ambler Savings Bank
- Amegy Bank
- Amerant Bank
- America First Credit Union
- American Bank
- American Bank of the North
- American Community Bank & Trust
- American Investors Bank and Mortgage
- Ameris Bank
- Anchor Bank
- Andover Bank
- Arvest Bank
- Associated Bank
- Atlantic Union Bank
- Bank of America
- Bank of Botetourt
- Bank of Central Florida
- Bank of Colorado
- Bank of Commerce
- Bank of Eastman
- Bank of Hawaii
- B.B. Americas Bank
- BB&T
- BBVA
- BECU
- Beehive Federal Credit Union
- Belmont Bank & Trust
- Benchmark Community Bank
- Beneficial Bank
- Beverly Bank
- Blue Foundry Bank
- BMO Harris Bank
- BNB Bank
- BNY Mellon
- BOND Community FCU
- Boston Firefighters Credit Union
- Bradford National Bank of Greenville
- Bremer Bank
- Brickyard Bank
- Bridgeview Bank
- Bridgewater Savings Bank
- Brookline Bank
- Byline Bank
- Central Bank of Warrensburg
- Centreville Bank
- Chain Bridge Bank
- Charter Bank
- Chase
- Cheaha Bank
- Chemung Canal/Capital Bank
- CIT Bank
- Citi
- Citizens Bank
- Citizens Bank & Trust Co.
- Citizens Bank & Trust Company
- Citizens Bank (LA) – Baton Rouge/Plaquemine
- Citizens Bank of Edmond
- Citizens Bank of the South
- Citizens Deposit Bank and Trust
- Heritage Bank (K.Y.)
- Heritage Bank of Schaumburg
- Hilltop Bank
- Hinsdale Bank
- Home Federal Bank
- Home State Bank
- Home State Bank (I.L.)
- HomeStreet Bank
- Hoyne Savings Bank
- HSBC
- Hughes Federal Credit Union
- Huntington Bank
- Huron Community Bank
- J.D. Bank
- Jefferson Bank of Missouri
- John Marshall Bank
- Johnson Financial Group
- Jones Bank
- National Bank of Arizona
- National Bank of Sallisaw
- Navy Federal Credit Union
- NBC Oklahoma
- NBT Bank
- Neighbors Federal Credit Union
- Nevada State Bank
- Northbrook Bank
- Northfield Bank
- Northumberland National Bank
Northwest Bank - Northwestern Bank
- Redwood Capital Bank
- Regions Bank
- Reliance Bank
- Reliance Bank (M.N.)
- Renasant Bank
- Republic Bank
- Republic Bank of Chicago
- Rhinebeck Bank
- River City Bank
- Rivertrust FCU
- U.S. Bank
- U.S. Century Bank
- Ulster Savings Bank
- Umpqua Bank
- Union Bank Monticello (AR)
- United Bank
- United Bank of MI
- United Community Bank
- United Fidelity Bank
- United Southern Bank
- Universal Bank
- U.S. Community Credit Union
- USAA
- UW Credit Union
- Valliance Bank
- Vectra Bank Colorado
- Village Bank
- Virginia Commonwealth Bank
- Virginia National Bank
- VisionBank
- VyStar Credit Union
- WaFd Bank
- Wallis Bank
- Washington Savings Bank
- Washington Savings Bank (M.A.)
- Water and Power Community Credit Union
- Wayne Bank
- Wells Fargo
- WEOKIE
- Wescom Credit Union
Advantages of using the banking app
The possibilities with Zelle are wider every day; each update includes new varieties and efficient options to improve the user’s experience. Among the most notorious advantages you find:
- You can make transactions completely free of charge. With Zelle, you do not have any commission for sending or receiving money through the platform
- You will not need to have cash with you at all times. You can make payments in a few steps through your cell phone
- Money transfers are made in a short period. In a matter of minutes, you will already have the money in your account, or you will have completed the transfer to a third party
- It is compatible with almost all banks in the country. You can also use the application and connect a debit card
- Learning how to use the application is simple and takes only a few minutes
Is it a safe alternative?
Within the application, there are excellent levels of security that will give you the confidence and peace of mind to not worry about possible information or identity theft. You have to make sure you activate all of them.
It is one of the best alternatives to cash and traditional debit or credit cards. You don’t need to carry them everywhere; you need your cell phone and an internet connection.