The United Service Automobile Association, better known by its acronym USAA, is a financial institution dedicated to the financial support of Armed Forces members and their families. Headquartered in Texas, it works to offer financial products and services in the United States and around the world. USAA Bank offers its services online, although you can also make transactions at any of its buildings in the country and its corporate offices in London and Germany.
This company has different types of loans for the military. Members of the corporation can apply for personal, student, mortgage, and even car loans. If you already have one of these and are looking for ways to pay off your debts, here we will explain the USAA auto loan payoff address.
What address do I use for USAA?
People who serve or have served in the military and their immediate family members can enjoy all the financial benefits of the United Service Automobile Association. If you already have a loan and want to repay it, you have two options: Bank Transfer Funds and Certified Funds.
Option One: Wire Transfer of Funds
If you wish to pay through a bank wire transfer, here are the details:
- Payee Name: USAA Federal Savings Bank
Account: Use the unique number generated for you on your settlement quote summary.
ABA/Routing Number: 021000021
Bank Name: JP Morgan Chase Bank, NA
Bank Address: 270 Park Ave, New York, New York 10017
When you make the transfer, it will be reflected in your settlement quote. Your bank may charge a fee for this transaction.
Option two: USAA address
If you wish to make the payment through traditional mail, these are the addresses you should keep in mind.
- Mailing address
USAA Federal Savings Bank
c/o Nationstar
Attn: Payoff Department
Lake Vista 4
800 State Highway 121 Bypass
Suite B
Lewisville, TX 75067
- Corporate Address
USAA Federal Savings Bank
10750 McDermott Freeway
San Antonio, TX 78288-9876
Please note that certified funds are not accepted in any form other than the cashier’s check. You may consult your questions by calling any of these numbers:
- Customer Service Hotline: 210-531-8722.
- Toll-free: 800-531-8722
How do I get a payoff from USAA?
USAA Bank is a financial institution that offers loans to Armed Forces members and their families. Their goal is to cover all the needs of the officers, from mortgage loans, personal loans, student loans, and even loans to buy a new car. You can obtain insurance, banking, and retirement benefits through this entity.
If you wish to obtain a loan from the bank, you must meet the following profile:
- Be an active duty military member
- Be a member of the National Guard and Reservist
- Be a veteran who has honorably served the country
- Be a contracted cadet and midshipman
- Be an officer or non-commissioned officer, candidate
- Be a spouse or child of a military member
If you meet these requirements, then you can enjoy any of the following services:
- Homeowners Insurance
- Cash-back credit cards
- Personal loans
- Student loans
- Personalized financial counseling
- Vehicle loans
- Life Insurance
- Retirement savings
How to apply for a USAA auto loan?
If you don’t have a loan but want to apply for one, here’s how to apply. With USAA, you can apply for a new or used car loan. In either case, the loan is applied for online from the company’s website in three simple steps:
- Apply online
- Sign the documents electronically
- Use the loan
To apply for a new car loan
- If it is a model from 2021 onwards, you must have a 3.29% ABR
- No application fees
- Terms up to 84 months to pay
- The rate includes a 0.25% auto payment underwriting fee
- To get started: Click here
To apply for a new car loan
- Models between 2015 and 2020 will have a 3.74% ABR
- No application fees
- Terms up to 84 months to pay
- The rate includes a 0.25% automatic payment underwriting fee
- Click here to get started: Click Here
Frequently Asked Questions about Auto Loans
Applying for a USAA loan is as easy as being in the military and choosing between a new or used car. If you want to apply for one, here are some frequently asked questions:
What documents and information do I need?
- Your income before taxes
- The amount you wish to borrow
- Information about your home
- Current employment information
Is my credit checked before the loan is approved?
Yes, just like any other credit, the approval of your loan will depend on your points. The system will validate the loan approval in just minutes if you have the right score.
How much money do I need to borrow?
You just have to take the purchase price and subtract the down payment and the vehicle’s current value to calculate. The best part of the process is that USAA Bank does not impose penalties or additional fees for those who prepay the loan.