Sezzle is one of the options you have to pay for your purchases through Buy Now, Pay Later; however, as this is a payment method that, if not used wisely and intelligently, you could find yourself in a situation where you have a debt that you cannot cover in the stipulated time.
To avoid these situations, Sezzle has certain limitations for its customers that prevent all orders from being approved. Therefore, there can be several reasons your Sezzle payment is being declined. Here are the top 8 reasons.
Sezzle declined
Perhaps most of us have been in a situation where our card is declined at the time of payment. The same thing can happen with Sezzle, so for you to solve this problem, we have come to explain different reasons and how to solve them.
You exceed the merchant spending limit
A store must also have your account to process your Sezzle payment. This account has its spending limit, which, if you exceed it, your purchase will not go through. This has nothing to do with your Sezzle limit.
On the other hand, it is one of the less common reasons, as most merchandisers do not set this limit. However, it can change from store to store and vary the spending limit.
Not enough credit on your Sezzle card
This is one of the reasons you could solve at the time of your purchase. It is because when you apply for a Sezzle card, it has a spending limit available, which, when exceeded, you will not be able to process your purchase.
Solving it is simple. All you have to do is leave any products in your purchase until the amount is below the Sezzle limit. After that, the purchase should be processed.
To resolve this, reduce the total amount in your account. Another way to avoid declining future purchases is to seek to increase your credit limit by making multiple purchases.
Multiple open orders
This occurs when you have exceeded the limit of open orders from one or more merchants. In the case of Sezzle Premium, the limit is two purchases. This means that to avoid rejection of your purchase on a third purchase, you must cover one of the two.
Sellers who do not have Sezzle Premium can only have one open order.
Failed order
The user has an outstanding or in-process debt due to a failed payment. To resolve it, you need to log in to your Sezzle account and cover the outstanding payments you have in your account.
Until you resolve this situation, all your purchases will be declined. In these cases, it is recommended to wait five business days to reprocess your payment.
You are a new user of Sezzle
Sezzle is a bit more demanding in terms of its limitations with new users. Because of this, your payment may be rejected as a new user if you place two orders in less than 25 hours.
To resolve this, wait more than 25 hours after your first order and place your purchase again. But don’t worry. There is a time limit when you encounter this problem, but once it is over, you don’t have to worry about this rejection.
Your purchase is below the minimum order limit
Sezzle rejects payments for exceeding the maximum order limit and not reaching the minimum order limit. Generally, your order must be at least $35, including all fees. If you do not meet this limit, your payment will be rejected.
To resolve it, you need to increase your account by adding new products and making your payment again.
After that, the problem should be solved, and your payment should be processed successfully. You may choose another payment method if you do not want to increase your purchase debt.
Rescheduled Payments
Sezzle provides a tool that allows you to reschedule payments on your account. However, when you have a rescheduled payment, you will not be able to process any orders until you cover your payments in full.
It is also important to note that even if you make your payment today, you will have to wait a few days for it to process before you can continue using your account.
You have unpaid orders
Before using your Sezzle account, ensure you have no outstanding fees because your card will be declined for unpaid orders.
This problem is solved by clearing your outstanding fees. It may have occurred because the card you linked for your Sezzle payments may be declined, or there are insufficient funds to cover the payments.
References
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Why Was I Declined for an Order? https://shopper-help.sezzle.com/hc/en-us/articles/360045994091-Why-was-I-declined-for-an-order-.