Top 12 Sites for Buy Now Pay Later Furniture

BNPL has more and more users looking to purchase products with accommodating payment systems divided into installments. Each payment company and retailer has different policies, but there is no doubt that this is a bargain for those who know how to take advantage of it.

Above all, when buying furniture and renovating your home, with BNPL, you can acquire the furniture you need and arrange your payments in installments. So much so that these point-of-sale installment loans are used by 39% of the people who buy furniture for their homes, according to surveys.

Best places to buy BNPL furniture

If one thing is clear, quality furniture can be expensive, so paying for it in one installment or charging it to your credit card is sometimes not a viable option. Many retailers feature buy now, pay later options with possible payment plans for new furniture.

Venue

Venue is a virtual marketplace that allows users to save money through cashback and financing plans. This is regardless of whether you have built a credit history or not.

Likewise, you can find a wide variety of furniture for your home in its home section, all with the possibility of entering the BNPL payment plan. These plans are divided according to what you want between 6 and 12 months with interest-free installments tailored to your pocket.

A feature of Venue is that Amazon carries out both the shipping of the products and the fulfillment of the same. So you don’t have to worry about anything but paying the installments.

IKEA

A must-visit when shopping for furniture, the Swedish corporation has payment plans designed for any customer’s budget. To benefit, you will have to be a holder of the IKEA Projekt credit card that allows you to use their pay later system.

The advantages of their pay later system are divided depending on how much you spend. Accommodating payments in packages of 6 months (Purchases between $500 and $1500), 12 months (Purchases between $1500 and $5000), and 24 months (Over $5000). This is with an APR of 21.99% starting at one year.

Design Within Reach

Design Within Reach offers its clientele the best modern furnishing designs following the main trends of designer fashion, presenting at the same time payment packages of 2500 dollars or more that are subdivided into 24 months. This is possible if you are subscribed to their credit card, which is not difficult to get.

Home Depot

With Home Depot, you will find up to 4 pay later options for acquiring furniture to decorate your home or even business. The main options are opening a Consumer Credit Card and applying for a Project Loan.

Of course, everything will depend on how much you plan to spend since the Consumer Credit Card is focused on smaller purchases.

So you can pay for them in installments like a regular credit card. While the Project Loan, more focused on companies, can grant you credits of up to $55,000 to be paid in 84 months.

STONEBERRY

It may be a little more difficult to achieve a pay-later purchase capacity since you must apply for credit and get approved. But undoubtedly, STONEBERRY offers incredible payment plans divided in installments of at least $5.99 a month, depending on the cost of your purchase.

Also, they don’t impose a minimum purchase for their credit, so you don’t have to worry about this when applying for credit. At most, you only have to worry about getting approved for credit, which will be around $1000 for the first time.

Birch Lane

You will find credit card and furniture financing options at Birch Lane after you go through the loan approval process, which will not affect your credit history should you be turned down.

While their card works like a regular credit card with the ability to earn rewards and cashback, its loan and credit system works hand in hand with credit companies such as Affirm, who are responsible for creating plans that fit you.

Flex Shopper

Flex Shopper is another web platform where you can enjoy a wide variety of home furnishings if approved. It divides your payments of up to $2500 in weekly installments with no additional percentage fees. Likewise, these payments are divided over a year, although you will always have the option to make the payment when you have the money.

Sundays Company

With incredible pieces characterized by a vegan philosophy based on recycled materials, at Sundays Company, you will also find the possibility of shopping for furniture with pay later.

They partner with the lending platform Splitit, which organizes payments in monthly installments. So to take part in this option, you will need to have an account with the platform and choose them as your payment method on the Sundays Company website.

Apt2B

If you’re looking for higher-than-regular quality furniture without the need to ruin your budget history, Apt2B is your ideal option. They have a partnership with Affirm and Zip, among other credit companies.

So if you have an account, you can’t miss out on the chance to redo your living room with their furniture options. This is by splitting your payments into 3, 6, or 9-month installments regardless of how much you spend.

AfterPay

In the furniture section of BNPL’s AfterPay platform, you will find amazing furniture options from different brands. This platform divides the furniture’s total cost into four payment packages that can be organized once a month or every two weeks, depending on your preference.

In the same way, you can find high-quality products in its service without any interest because the payment will be made in quick installments. No doubt this is an option if you have the money, but you want to distribute it over time and not give it up front.

Rooms To Go

In their outlets distributed in 10 states, you can find an incredible variety of furniture that combines the classic with the trending. They also offer a personal credit card that allows you to spend more than $899.99 with a 0% APR.

You can pay off your purchase over 60 months in the installments you choose to cancel. Also, Rooms To Go allows you to request payment plans with Klarna without the need to be an active user of the platform.

Amazon

It sounds surprising, but on Amazon, you’ll find a wide variety of furniture options that fall under their BNPL system. This, with the acquisition of the Amazon Rewards Visa Card that, apart from allowing you the opportunity to pay for your furniture in installments, generates a 3% reward.

Furniture store payment plans

https://www.youtube.com/watch?v=RDOv9LTXmbg

Generally, payment plans made by furniture stores are based on weekly or monthly installments, some even accept quarterly payments, but it all depends on the company.

Some of the most popular Buy Now, Pay Later providers for furniture stores are Affirm, Zip, PayPal Pay at Four, or Sezzle. Whichever option you choose, you’ll be well suited to make your purchase and then catch up on the debt.

References

• “Design Within Reach | The Best In Modern Furniture and Design.” Design Within Reach | The Best In Modern Furniture and Design, https://www.dwr.com/.
• “FAQ– Sundays Company.” Sundays Company, https://www.sundays-company.com/pages/faq. 
• “Furniture on Afterpay – Buy Now Pay Later with Afterpay.” Buy Now Pay Later with Afterpay, https://www.afterpay.com/en-AU/categories/furniture. 
• “Stoneberry.” Stoneberry, https://www.stoneberry.com/?utm_source=google&utm_medium=cpc&utm_campaign=ZB_G_Smart-PLA_All_All-Terms_All-Devices&gclid=Cj0KCQiAyracBhDoARIsACGFcS5j2pcsIAF6–dg4TZMmjfWHBI2uIsmv4byyxrcSV_sOftqf7XY0CgaArbpEALw_wcB. 
• “Venue.” The venue, https://venue.com/.