When you start using an application that provides different benefits, it is useful to study all the tools it has to enjoy it fully. One of the most common applications nowadays is the one that works as a buy now pay later payment method.
Affirm is one of the most popular nowadays. This application provides different ways to pay debts, in convenient installments and some with no interest included. But this is not all they offer; they also make it possible to buy mattresses. Today, we have come to tell you about the best option to buy mattresses with Affirm.
Mattress affirm
Of course, Affirm had to keep offering comfort to their customers, so they decided to add to their app a way to buy mattresses at affordable prices. Here are some of the products Affirm allows its customers to buy.
Buying a mattress happens to be quick and easy. All you have to do is choose the mattress you want and select “Affirm” as the payment method. After that, you will have to wait a few seconds for the transaction to be approved.
Which furniture retailers allow me to pay with Affirm?
Many stores have partnered with Affirm to allow their customers monthly installments and financing options. You can find it at both retail and large stores.
Some of the most common retailers include Room and Board, Williams Sonoma, Wayfair, Lowes, and Article. Among the big box stores, you can opt for Walmart.
However, if the store where you found your dream furniture is not any of those mentioned above, don’t worry. Likewise, you can purchase your property through Affirm.
All you have to do is enter the app or the website, log in, and request a virtual one-time-use card. Thus, you will be able to make your purchase.
After your purchase is processed, Affirm will initiate financing based on your selected payment method; you will have to comply with the monthly fees.
What are the interest rates when using buy now pay later on furniture purchases?
You don’t have to worry about paying large amounts of interest, regardless of whether you use Affirm’s application directly or a single virtual card. Either way, the interest will be charged as simple, providing a greater benefit than credit cards that work with compound interest.
So, if you are considering purchasing an item with a credit card, you may want to reconsider your decision and look into financing with Affirm.
What are the payments and interest rates at Affirm’s partner furniture stores?
They vary significantly from one option to another. Each offers different benefits, payment methods, and interest rates.
Store | APR |
Nectar Sleep | 0% APR |
Leesa, Homethreads.com, and Article | 0% interest |
Avocado | 0% interest |
Purple | 0% interest |
Dyson | 0% interest |
Nectar Sleep
First up is Nectar Sleep. This store offers an interest rate as low as 0% APR and up to 33% on all merchandise they carry.
Casper
Like Nectar Sleep, it provides an interest rate as low as 0% APR, and you can get over $800 off furniture and over 25% off all the products they offer.
Leesa, Homethreads.com, and Article
These two furniture stores also offer an interest rate of 0%. Unlike the previous options, they do not offer discounts at this time on their furniture.
Avocado
Next, we come across Avocado. Another store that offers 0% APR interest, and you can get over when you shop here for over $200 off.
Purple
The Purple store also offers 0% interest, and on Mondays, they provide discounts through the Cyber Monday Sale. You can get to save more than $300 on Premium furniture. In addition, it has more than $500 off Ascent Adjustable Base.
Purple provides another benefit: it has a website that accepts Affirm as a payment method, so your purchase could be facilitated through this option.
Dyson
Lastly, we come across Dyson. Like all the previous options, it offers 0% APR, and you can save up to $200 on your purchase through the Dyson Pure Cool TP02 purifying fan.
References
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“Furniture & Mattress Financing – Buy Now Pay Later | Affirm.” Affirm | Buy Now, Pay Later with No Late Fees or Surprises, https://www.affirm.com/shopping/home-and-furniture-2.