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What is “Home Depot Buy Now Pay Later”?

Home Depot offers the "Buy Now Pay Later" option to make your shopping easier

by Maria Laura
22 December, 2022
in Student Finance
What is

Home Depot is one of those stores where you can find all the products to build and decorate homes, from home improvement items to building materials or hardware.

On the other hand, these construction products are usually expensive, so maybe we have decided to improve our home, but we do not have enough money. In these cases, the best thing to do is ask if Home Depot allows you to pay for your purchases through Buy Now Pay Later (BNPL).

Contents

Toggle
  • Does Home Depot accept Buy Now Pay Later?
  • Afterpay Home Depot
    • Zip Home Depot
    • Klarma Home Depot
    • PayPal Pay at 4 Home Depot
  • What items can I purchase with Home Depot Afterpay?
  • What items can’t I buy with Home Depot Afterpay?

Does Home Depot accept Buy Now Pay Later?

Of course, it does. Home Depot has entered the world of BNPL payments, so it has incorporated different options to make shopping easier for its customers. BNPL payments allow users to purchase when they don’t have enough money and are given a period to pay for it.

To use BNPL at Home Depot, select the items you want and select Buy Now Pay Later as your payment method at the checkout. Just wait for your request to be approved.

Afterpay Home Depot

There are many Afterpay applications that we can get today. However, Home Depot only accepts Zip, Klarma, and PayPal Pay in 4.

Zip Home Depot

The way to use ZiP for your purchases at Home Depot is simple. Just choose it as your payment method. After that, you will have to pay 25% of the total bill at the moment of your purchase, and the rest of the amount you will have to pay every two weeks in equal parts. Because of this, you should be paying off your debt within weeks.

Check ➤  What does Settled Cash Mean?

You will be able to use Zip for both in-store and online purchases from Home Depot. For applications to be approved, your credit score is not considered, so if you have a bad score, this will not impede you from enjoying this great service.

Klarma Home Depot

Klarma is among your best options to pay for your purchase in 4 low installments every two weeks. In addition, you will not have to pay interest, and for every dollar you spend with Klarma, you will be earning rewards that would serve you for your rewards program.

To use it, you must download the app on your device, search for Home Depot on the main page and then select the items you want.

Afterward, go to the payment section and choose “Pay with K.” You have already processed your payment and will only need to pay the respective installments.

PayPal Pay at 4 Home Depot

Finally, we have the PayPal Pay in 4 option. Just like Zip Pay and Klarma, the amount of your purchase will be divided into four installments. On the other hand, remember that you must be 18 years old, and your purchase invoice must be at least $10.

To start using it, you must make sure your PayPal account is valid and have the application on your mobile device.

What items can I purchase with Home Depot Afterpay?

Before making your purchase, it’s best to familiarize yourself with the items Home Depot allows you to pay for with Afterpay.

Generally, they accept this payment for home improvement items, furniture, microwaves, coffee makers, lamps, speakers, and headphones. They also offer items for kitchen remodeling or new kitchens and floor and ceiling tiles.

Check ➤  How is K -1 income taxed?

What items can’t I buy with Home Depot Afterpay?

While you can purchase most of the items Home Depot sells, you can’t buy them all. Items such as curtains or blinds, outdoor products, flooring items, or some appliances will not be covered by any Afterpay options.

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