Food Lion has gained great popularity as an excellent supermarket chain in the United States. It offers many options and services that promote user loyalty.
Since there are many stores and supermarkets where you can cash checks instead of in a bank, many people wonder if you can also cash checks with Food Lion.
Would it be possible to cash checks with Food Lion?
Yes, it is possible to cash checks through Food Lion. The limit is up to $1000 for payroll checks.
On the other hand, personal checks are accepted for up to $50 at the time of purchase. In other words, they must be used as a payment method at the store, and the limit for this payment is $50.
What are the requirements for cashing my check at Food Lion?
Although it is unlikely that a check will bounce at Food Lion, it may sometimes happen. To avoid this, you must meet several requirements.
Verify your identity
To cash your check, you must prove your identity to Food Lion employees. To do so, you will need to show a current and valid identification document.
You may present a driver’s license and any other US-issued identification.
Military ID and tribal ID for Native Americans are valid if they contain the holder’s picture. And for payroll checks, it is possible to present a U.S. passport; for personal checks, these are not accepted.
Present a valid payroll check
In addition, payroll checks are not accepted if handwritten. Only the signature of the issuer must be handwritten on the check.
Likewise, the signature must be stamped. In case of not presenting the handwritten signature, it is equally valid if it is a computer copy. It is only invalid if it is not a signature but a source.
Being up-to-date with your charges usually helps
Food Lion’s database identifies information from your previous check transactions in-store and at other retailers.
In situations where the beneficiary holds one or more charges or unpaid checks, you may experience a check cashing denial from Food Lion.
The same could happen if the person has a problem with their account, and their information and money could be at risk. The check would be returned as a security measure.
What are the amounts accepted for each type of check?
There are a wide variety of checks accepted for cashing at Food Lion. Each has its minimum and maximum amounts that can be cashed.
However, before we mention them, you should know that regardless of the type of check, the cashing fees are $1.99 at virtually every store.
The same general amount applies when we refer to the minimum amount. Since, for all checks accepted at Food Lion, the minimum amount is $2.50. Maximum amounts may vary from store to store.
For payroll checks, the maximum cashing limit is $1000. For personal checks, it is $50, given the conditions mentioned in a previous section.
For tax refund checks, there is also a $1000 cashing limit. For traveler’s and cash refund checks, the limit is $499.99.
References
- “Policies and Guarantees For Shoppers | Food Lion Supermarket.” Grocery Store | Food Lion, https://www.foodlion.com/customer-service/policies-and-guarantees/. Accessed 29 Sept. 2022.