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Does Sam’s Club Accept Cash?

Payment options are accepted at Samsclub.com and at Sam's Club stores

by Luis O., CFA, FRM
1 September, 2022 - Updated on 18 October, 2022
in Student Finance
does sams club accept cash

Sam’s Club is a wholesale and retail department store chain in the United States. Operated by Walmart, the company works hand-in-hand with its price club member customers. Although headquartered in Arkansas, it has stores in Mexico, Canada, Brazil, China, and Puerto Rico.

As a department store chain, thousands of people enter its stores daily to enjoy affordable prices on merchandise related to homes, hotels, hospitals, restaurants, and small retail stores. Having a wide variety of products, some new consumers wonder what are the most common forms of payment and, among them, they ask: does Sam’s Club accept cash?

Contents

Toggle
  • Does Sam’s Club accept cash payments?
  • What payment method does Sam’s Club accept?
    • Payment options available at Sam’s Club stores
    • Payment options are accepted at Samsclub.com
    • Payment options at gas stations
  • What is Sam’s Club Scan & Go?
  • Can I pay with multiple payments options at Sam’s Club?

Does Sam’s Club accept cash payments?

Shopping at a retail store usually has a lot of advantages if you intend to save time and money. Most Americans are familiar with shopping at Sam’s Club as a store to buy wholesale groceries, clothing, and household items for below-market prices.

If you don’t have a card and want to shop with cash, the answer is yes: Sam’s Club does accept cash payments. The company accepts almost all forms of charge, but if you are going to pay cash, you should keep these considerations in mind:

  1. You can only pay in cash if you are in one of the Sam’s Club stores; you cannot use this type of payment if you make an online purchase
  2. To pay a membership fee in cash, you must go to the membership counter to do so
  3. You cannot pay for gas at Sam’s Club with money, but you can purchase a gift card at the physical store and use it to pay
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Although paying with cash has benefits, Sam’s Club offers greater advantages to those who make payments with credit and debit cards because it allows them to participate in reward points to redeem additional cash for their purchase.

What payment method does Sam’s Club accept?

Sam’s Club accepts almost all payment and payment technology platforms used within the United States. Among these possibilities are your primary Walmart company’s credit and gift cards. The only downside is that you can’t operate international credit cards in stores or on their website.

Most shoppers tend to use multiple payment options in stores. As we mentioned earlier, some of them offer certain benefits that are worth accumulating. These are the payment options, in addition to cash, that you can use at Sam’s Club:

Payment options available at Sam’s Club stores

  • Cash
  • Check
  • Debit Card
  • Sam’s Club Credit Card (PLCC)
  • American Express Credit Card
  • MasterCard 
  • Visa
  • Discover
  • SNAP/ EBT
  • Walmart Credit Card (PLCC)
  • Prepaid Credit Card

The SNAP / EBT payment option is only available for club purchases; i.e., pickup orders are online purchases and cannot be paid with this alternative.

Payment options are accepted at Samsclub.com

  • Sam’s Club Credit Card (PLCC)
  • Walmart and Sam’s Club Gift Cards
  • Digital Wallet Service – Visa 
  • Debit Card
  • American Express
  • MasterCard
  • Visa
  • Discover
  • Prepaid Credit Card
  • Sam’s Club Direct Credit Accounts

Sam’s Club direct credit accounts must be registered as new online account before you can use them for online purchases.

Payment options at gas stations

In addition to shopping in stores and online, Sam’s Club consumers also often use gas stations. If you are here looking for ways to pay for your gas delivery, these are the considerations you should take into account:

  • You must be a member to buy gas at Sam’s Club unless your local laws forbid these restrictions
  • You cannot use Sam’s Club credit card at Walmart gas stations
  • You may use MasterCard credit cards if the fuel station accepts MasterCard credit cards. It is important to look at the signs or check with the station attendant to identify which cards are accepted
  • You cannot pay for gas at Sam’s Club with cash, but you can purchase a gift card at the physical store and use it to pay for gas
  • Use Walmart and Sam’s Club gift cards at Walmart or Sam’s Club gas stations
  • Sam’s Club gas stations accept Walmart credit cards
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What is Sam’s Club Scan & Go?

Scan & Go Checkout is a mobile payment technology that Sam’s Club members can use at physical stores or fuel stations. It is important to clarify that only members can use it. 

It is also part of Sam’s Club’s customer payment options. As mentioned, the company has adapted to a wide payment method so that customers feel comfortable when paying.

Scan & Go Checkout is an application where the consumer pays by debit or credit cards registered in the digital wallet. Members scan the item they wish to purchase and put it in their cart, pay on the app, and then get a digital receipt that they must show before leaving the store.

One advantage of using Scan & Go Checkout is that you can skip the checkout lines and walk through the store with your shopping cart. You can also do the same to make an online purchase and then choose a curbside pickup to receive your purchase quickly.

Can I pay with multiple payments options at Sam’s Club?

Shopping at a retailer like Sam’s Club guarantees consumers a great payment alternative and a wide variety of products at low costs. They can also accept multiple payment options to pay for a purchase.

Sometimes customers have multiple gift cards, cash, and card and choose to use all three to pay their bills. In Sam’s Club stores, the consumer has the facility to play with this possibility. But, it is important to add that purchases through SamsClub.com cannot be settled with a split payment method by multiple credit cards.

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    • Stop paying child support
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