The Target credit card benefits customers who shop at one of these retailers nationwide. The RedCard has a 5% discount on purchases at Target, no annual fees, and an additional 30 days for exchanges and returns.
All of its services improve over time as long as cardholders make the corresponding payments within the time stipulated by the company. To make it easy for customers to access its services, Target offers different payment methods.
Target credit card payment phone number
One of the payment options available at Target is through a phone call to customer service at 1 – 800 – 755 – 5856 if you are in the United States. Please call customers outside the USA at 1 – 612 – 307 – 8622.
It is essential to have the account number and all the data corresponding to the bank with which you will complete the payment. These will be provided as requested by the agent.
Another point to consider is the fee charged for using the service. Before starting the procedure, the operator usually indicates the fee charged for making sure you agree to proceed with the payment.
Online credit card payment
The online service is the common choice for completing credit card payments. This option is available 24 hours a day, seven days a week. To use it, log on to the credit card website.
The login options will appear, but if it is the first time you enter, you must register by clicking on the red “register” button. We will add all the corresponding credit card information to the new page.
It is essential to ensure all the information is correct to avoid complications in the registration or future login. When the procedure is completed, it is time to return to the login page and log in with the user and password created.
Within the user page, you need to find the option “online payment”, where you will see the account status and all the necessary options to manage the account online. Here you will find the box where you enter the amount you wish to pay and the bank details used for the complete process.
You can also choose the option of automatic payments; you have to place an exact amount that will be deducted weekly or monthly from the current account added.
Other payment methods available
The options are becoming more and more extensive. Another popular method of paying for the credit card is through postal mail by sending a check or money order. The address, in this case, will be PO BOX 660170 Dallas, TX, 75266 – 0170.
The check should include the account number associated with the credit card and all the information necessary to process the information in the offices. The company recommends making payments by this method at least five business days before the invoice’s due date to avoid late payment charges.
On the other hand, by going to the nearest Target store, you can also complete the credit card payment. Once at the counter, ask the agent to process the payment by handing over the credit card or the monthly statement sent to the home address.
The nearest store can be easily located on Target’s website by entering your zip code. It will display a list of all nearby locations.
RedCard Credit Card Details
At Target, you can purchase either the Target Credit Card or the Target Visa Credit Card. Both options have the same rewards and benefits. The most evident difference between the two is that you can use the Visa card at any location that accepts this brand.
Its rewards include a 5% discount on purchases made at Target. There is no limit on the amount spent on the purchase to access the reward. It has a purchase APR of 22.99% that can change according to the preferential rate.
There will be no annual fees, and penalties for late bill payments can be as high as $35. No interest on purchases is paid in full by the bill due date.
Target is one of the most popular retailers in the United States; it has a wide variety of products you can easily access with your credit card. However, beware of high-interest rates.