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How to remove your Credit Card details from PSN?

Deleting your PSN credit card is now easier

by Maria Laura
20 June, 2022 - Updated on 4 October, 2023
in Credit Card
How to remove Credit Card from PSN?

When you want to purchase PlayStation Store products, you need to connect your credit card to the console; through the settings menu, you can modify your information and add or remove credit cards.

Once you associate your credit card, all charges will be made. Therefore, the day may come when you want to stop paying for games and prefer to remove the affiliation. The process can be done through your PlayStation Store account. Let’s see how

Contents

Toggle
  • What is PSN and what is it for?
  • Remove PSN credit card
    • Which are the PS5 payment method’s options?
  • Do I need to unsubscribe to remove the credit card?
  • If you have a PS5, the removal process is different
  • Why can’t you add a new card to the PS5?
    • Server problems

What is PSN and what is it for?

If you’re a PlayStation console owner, you probably already know about PlayStation Network (PSN). This digital platform, developed by Sony Computer Entertainment and launched in November 2006, serves as the central hub for online gaming interactions on PlayStation consoles, including PlayStation 3, 4 y 5, PlayStation Portable, and PlayStation Vita.

PSN offers access to a vast digital marketplace for browsing and purchasing games, expansions, themes, and avatars, making it an essential component of the global gaming community. One of the most attractive features of PSN is its ability to facilitate seamless multiplayer gaming experiences, connecting users with high-speed broadband internet from all over the world.

With this feature, players can engage in thrilling online battles against friends or competitors, making popular titles such as “Fortnite,” “Call of Duty: Warzone,” and “FIFA” even more exciting. PSN also provides users a secure digital commerce platform for purchasing games, expansions, subscriptions to services such as PlayStation Plus and PlayStation Now, and even PlayStation-related merchandise.

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The platform includes various communication channels allowing real-time chat, message exchange, group formation, and even live gaming session broadcasting. PSN’s unparalleled capacity to forge bonds and share immersive gaming experiences has nurtured thriving online gaming communities.

Remove PSN credit card

If you’ve ever wondered “how to remove credit card from PS5?” you’re in the right place. The PS4 allowed users to associate a credit card with their account for making purchases on the PlayStation Store , and the PS5 offers a similar functionality. In this comprehensive guide, we will walk you through the steps to remove a credit card from your PS5, ensuring that your payment information remains secure and up-to-date.

Following these steps, you can effortlessly remove a credit card from your PS5, keeping your payment methods organized and secure. It’s essential to regularly review and manage your payment information to ensure it remains accurate and up-to-date. Additionally, this process can be helpful if you decide to switch to a different payment method or have concerns about your account’s security.

To remove a credit card from your PS5, you’ll need to use your PlayStation Controller. Begin by navigating to the “Settings” option on your PS5’s home screen. This menu serves as the gateway to managing various aspects of your console, including account settings.

Once you’ve selected “Settings,” proceed to “Account Management.” Here, you’ll find essential options related to your PlayStation account, such as “Account Information.” Click “Account Information” to explore managing your payment methods and other account-related details.

In the “Account Information” menu, you will find the option labeled “Wallet.” Your wallet is your digital repository for payment methods, including credit cards. Click on “Wallet” to access your PS5 payment methods.

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To remove credit card from PS5, you must confirm your identity as the account owner. This security measure is in place to prevent unauthorized changes to your payment information. You will be prompted to enter your PS4 password or, in some cases, your PS5 account password. This step ensures that only authorized users can modify the payment methods associated with the account.

Which are the PS5 payment method’s options?

Once you’ve successfully entered your password, you’ll receive a list of payment methods associated with your PlayStation account. Here, you have three options:

  • Set as Default: If multiple credit cards are added to your account, you can choose to set one as the default payment method. This is convenient if you prefer to use a particular card for most transactions.
  • Edit Card Information: To make changes to the details of a credit card, select this option. You might use this if your card’s expiration date or billing address has changed.
  • Delete: To remove a credit card from your PS5, select the “Delete” option. A confirmation dialog box will appear to ensure that you intend to proceed with the deletion. Confirm the process by selecting “Yes.”

Do I need to unsubscribe to remove the credit card?

It is not necessary, but it is the best solution to delete the payment methods you have registered; the option will not delete your active subscription; it will simply avoid future charges and delete the methods used to pay for the products in the store.

Now, suppose you want to cancel the subscription. In that case, it is necessary to access the PSN settings and look for “Account Management,” now “Deactivate all” in the next tab, and select “Cancel automatic funding.”

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If you have a PS5, the removal process is different

The most common payment method on the PS5 is by credit card, but to remove the associated cards, you need to log in through the PlayStation Store website. On the main page of your account, you have to select the “Payment Management” option.

Here the payment methods used appear, and the associated credit card will be visible; now, you only have to select it and press “Delete” to confirm the procedure, which will already be eliminated. It is important to note that this does not mean it will also delete the products purchased.

Only the associated automatic payments will stop, and you must add a new credit card if you want to purchase any new product from the PlayStation Store.

Why can’t you add a new card to the PS5?

After knowing how to remove card from PS app, let’s talk about adding a new one. After deleting one of the credit cards, you surely want to add a new one; different reasons cause failures in the new association of your credit card; the common reasons are:

Server problems

The PSN servers may present problems or be under maintenance, which sometimes inconveniences the operation of the platform options. To verify if this is the issue, you only have to access the status page of Network Service Status or PlayStation Network. Here you will find all the platform services that are in operation and indicate if there is an error.

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    • Stop paying child support
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    • Beat contempt of court for child support
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