PC Richard and Son’s credit cards allow you to make payments and access some benefits that may be interesting for customers of this commercial chain. We’ll review some important aspects such as the mechanics of making payments, the type of card, and other advantages to consider.
PC Richard & Son is a commercial chain specializing in selling products such as mattresses, electronic products, and household appliances. As with other retail chains, access to a credit card issued by the brand is possible. In this case, the card is produced in collaboration with Synchrony Bank.
How to manage and pay with PC Richard’s credit card
Users of these cards can access the administration of the card. You can do that through the Internet. This way, you can make payments instantly and review account statements conveniently and easily.
The process for this type of operation is simple. First of all, you must access the web page and log in. The session is initiated from the top left-hand side by choosing the option log in or register.
When you enter the website, it is necessary to provide the e-mail address with which you are registered and a password. These have been established during the registration on the platform. If you have forgotten your password, you have the option to recover it easily.
If this is the first time you have accessed this card management area, you may need to activate your card for the first time. Activation can be done either through the online portal associated with the card or through a phone line (1-877-727-1909). After activation, the card will be operational.
You may also have activated the card manually over the phone, but you have not enabled it for Internet services. In this case, you should choose the secure activation option above, which will request various data before registration and confirmation.
Once the card is activated for online services, you will be able to manage payments and review the status of your card account from this section.
PC Richard Synchrony Bank features and benefits
When applying for a card at this retail chain, there are key things to keep in mind. It is a card that offers some advantages, but it also may not be suitable depending on what you are looking for.
The first relevant feature is that it does not have an annual fee. That is important; many credit cards, even those associated with commercial chains, apply a yearly fee, practically forcing the user to use them to make the cost of the card profitable. In this case, it does not. It is possible to have the card at no cost, so you are not forced to use it if you do not need it.
Other advantages you should take into account are the following:
- It is possible to make online payments for purchases at the company’s stores. It is also possible to use it for in-person purchases, so it has dual use.
- It does not have a particularly high credit score. Unlike other chain store credit cards, the credit score is relatively low in this case. However, it is not especially lenient on bad credit scores either.
- It adds some advantages to purchases, such as the possibility of getting free shipping on some products, which, on large products, can be a very important advantage. It is also possible to access advanced information on promotions and offers.
- It is a secure card. It incorporates different security features that make it a safe product.
- Finally, you should also think that, as with most credit cards issued by retailers, there are special offers for using these credit cards. On the other hand, it is also important to remember that if deferred payments are made within the specified terms and periods, no interest is charged.
However, as is usually the case with this type of product, it is important to remember that it is a card associated with purchases in the company’s stores.
Therefore, it may not be an interesting product if you wish to use it in other areas or for different types of purchases where you cannot use it.