The Badcock Home Furniture credit card is associated with Wells Fargo Bank, which makes it an easy line of credit to benefit you when you don’t have the money to purchase Badcock Home Furniture products.
It is also the ideal solution when you are a constant customer of this retailer; it will help you better manage your finances and regular expenses. Of course, you should know when it’s time to stop and catch up on debts.
How is Badcock’s online payment?
At Badcock Home Furniture, you have multiple financing options; the retailer’s credit card is an excellent solution for your ongoing purchases. Before you start shopping, it’s always good to know how to pay off your monthly debts.
Currently, you will find three different methods to catch up on your card payments. The web service is one of the preferred ones; it has more benefits than just allowing you to pay the monthly amount of the credit card.
To access it, you have to register on their website. When you have a username and password, go to the account statement and seek the option “Make payment”; the current debt will appear, and you can choose the amount to pay; you will need a checking account to complete the procedure.
Automatic payments are also allowed, which link the credit card to the checking account and set a fixed date to deduct a minimum monthly amount. The system will help you not to fall behind on payments.
In short, it is the best solution because you will be able to manage your account and know any change or consumption in time. You can also modify personal data such as your contact number or home address through the site.
Payments by phone and mail
The other two options are a phone call to 1 – 800 – 869 – 3557; an operator will answer and indicate the steps to complete the payment. Although this option has an additional charge, they will also offer to put you through to a customer service agent.
Another alternative is to mail checks or money orders to Wells Fargo Financial National Bank, PO Box 660431, Dallas, TX 75266 – 0431. Do not forget to include the number of the card you are paying for and your personal information on the bill.
It is not the most advisable option; you risk not arriving on time and paying interest for late payment. Although if you forget to send it on time, the system will have an urgent mailing address.
It will arrive the next day by sending it to Regulus Group, Attn: Wells Fargo Financial National Bank, 1500 Dragon Street, Suite A, Dallas, TX 75207. The Badcock Home furniture account number must be added to the envelope and the account number found on the invoice for the month.
Moreover, it is not advisable to send payment a few days before the bill is due; try to do it 5 to 10 days in advance to avoid inconvenience.
Benefits of Badcock Home Furniture Credit Cards
The Badcock Home Furniture credit card has a purchase APR of 27.99%, not the lowest, but better than other credit cards. The card will also offer you cash advances at the same APR rate.
They have a minimum interest charge of $1.00 and no annual fee; you should try to pay your bills by the 23rd of each billing cycle, usually the due date. If payment is late or returned, $25 will be charged to your minimum amount due.
If you are typically late during the last six months, the charge will be $35 on the minimum payment due. To enhance your benefits, you also can access financing benefits on your purchases. In conclusion, with your Badcock Home Furniture credit card, you have many possibilities to buy everything you want in their stores.