Credit Innovation Group is a company that offers credit counseling in Salt Lake City. You will find a four-step credit repair program as part of their services.
The above program requires at least six months to fully complete. Each member will have a specialist to assist their needs and achieve the desired credit enhancement. In addition, it works with the major credit bureaus.
Is Credit Innovation Group beneficial?
According to the company’s online page, they use an electronic dispute process for better results. In addition to having alternatives for repairing their clients’ credit, they also offer services and tools designed to help members develop a strong credit profile.
The goal is to enable you to leverage your credit to achieve all of your finance-related goals. For example, they can improve your score to buy the home you’ve long dreamed of.
The company offers two membership options for consumers to choose from; these are Gold and Platinum membership. Each includes a 30-minute credit consultation, helpful tools, and access to a convenient mobile app.
However, some consumers note that they can only enjoy credit repair services through the Platinum membership.
Four steps to credit repair
Another striking element of the platform is that it has a four-step program to get bad credit repaired. The first step is the analysis of the customer’s current credit situation. For this, all credit reports are looked at.
The next step is to initiate the electronic dispute process; when it is done, it is time to wait for responses from the credit bureaus to take further action if necessary. After waiting for the third step, the fourth and final step is the continuation of the disputes.
You will do the latter if the customer holds a membership status and will take further action if the situation is not resolved within six months.
Therefore, it is indicated that the Credit Innovation Group program takes at least six months for credit repair. However, the time frame changes depending on the credit status of each client and the inconveniences encountered along the way.
Helpful tools and services
With Credit Innovation Group, it is possible to find additional credit services and tools that will be useful for credit improvement. All users can enjoy a complete mobile application as a main and functional tool.
On the other hand, it has the score watcher tool that allows members full access to their credit scores and reports whenever they need them. This tool is also functional to monitor credit activity and prevent fraud or identity theft.
Among its alternatives is a rewards program that helps members receive cash back, discounts, and other additional options. The company has a cash flow accelerator service to help users get out of outstanding debts.
For Premium members, a household guide and a guide to generating credit safely and efficiently are offered. It is a perfect guide to achieving the desired financial and credit goals.
Know the set-up fees
Before applying for their services, you should consider that the company charges a slightly higher than desired initiation fee. To start the credit repair process, you must pay a one-time fee of $149.
On the other hand, there is a subscription fee of $99 per month. Although this is not one of the company’s major advantages, it indicates that the services offered are of the best quality to be found on the market.
Is it easy to get additional information online?
Although Credit Innovation Group offers a website (creditinnovationgroup.com) for its customers, it does not have the information many customers want. You need to contact the company to learn the details of credit repair services, refund policy, the technology used, and the pricing options available.
For information, you can contact 800 – 251 – 2249 or email [email protected]. Their offices are at 1245 Brickyard Rd, Salt Lake City, UT 84106.
Their agents are attentive to any questions to provide immediate answers and make sure you have the information you need before you start opting for Credit Innovation Group’s services.