Bob’s Furniture credit card options are excellent for purchasing your furniture, although you must have fair or above-average credit to acquire them. The APR of these options is positioned above 20%, which is high compared to other options.
Having stylish and aesthetically pleasing furniture is now simpler with the benefits offered by Bob’s Furniture stores. If you purchase with their credit cards, you can opt for some high-quality benefits.
Bob’s Furniture credit card
Bob’s is one of the most renowned brands in the United States related to selling home furniture; it has high-quality products with stylish features to give you new designs for your home.
Bob’s credit cards have a specific term to pay them off and do not charge interests. You can find some options where your credit history does not play a big part in the decision.
Bob’s Furniture credit card plans have different options. You can opt for 6-month, 12-month or 30-month financing. The options depend on the type of credit card you have.
Wells Fargo Bank issues the credit cards, so you will have to pay an interest rate of 28.99% when you miss payments.
Bob’s Furniture Credit Cards Available
Before applying for Bob’s Furniture Credit Card Financing for your in-store purchases, you need to know what options are available for the one that’s right for you. You have three credit card options for your financing.
The first is a 6-month term; they will offer you to pay for the furniture in full in that time frame using their Bob’s credit card. You can apply after a minimum purchase of $399. You will not have to pay interest if you pay the full amount within the stipulated term with this card.
Another option is the card with 12 months of financing; you can use it for a minimum purchase of $1200. Like the previous one, if you make the payment of the amount used in the term indicated by the company, you will not have to pay any interest.
The last option is Bob’s Furniture credit card with 30 months of financing. The minimum purchase to take advantage of its benefits is $2500. With this card, you will have an APR of 9.9%.
How to apply for the Bob’s Furniture credit card?
By having an idea of each one, you can study your possibilities and choose the one that best suits your requirements. Depending on the card you decide on, you can enjoy different discount programs on various items in the stores.
There are no age requirements, no credit history check is required, and you do not have to submit your financial statement. The first step in applying for your credit card is to go to the company’s website.
Look for the “apply” option and complete the personal information requested in the form. When you finish, a new form will appear where you must fill in the basic financial information required by the company.
When you finish, check that all the information provided is correct and send the application; now, you only have to wait for the approval.
Methods to pay off your Bob’s Furniture credit card
Remember that you have a fixed term to pay back the total amount used on the credit card. You can make monthly payments online to make the process faster; register your credit card on the store’s website.
With your account, you will be able to verify information related to your credit cards and make monthly payments; you will find the tab “pay installment.” Click and enter the amount and the payment method you will use; the platform accepts all banks.
Verify the data and click on “complete payment.” You can also anchor your current account to make payments automatically every month.
Other payment methods
By calling 1 – 800 – 869 – 3557, you will communicate with the automated payment service by phone. You must have your card number and affiliation data nearby to complete the payment efficiently.
Payment by mail is also active; you can send the check directly to Wells Fargo’s bank, Wells Fargo Financial National Bank, PO Box 660431, Dallas, TX 75266 – 0431.
You can use the other mailing address; this is considered the “express” address. It would be to TransCentra Attn: Wells Fargo Financial National Bank, 1500 Dragon Street, Suite A, Dallas, TX75207. Include your credit card number and Bob’s Furniture account number on the envelope.
If you choose to pay by mail, kindly note that it will take 7-10 business days to process your payment, so this is not recommended. If you do it this way, make sure you are not a few days before your debt is due.