When you are part of Chime, one of the benefits you enjoy is the possibility of having one of their two cards. When you open a Chime Checking account, one of the products you will receive is your Chime Visa debit card.
Although the entire procedure is online and you can start using the account immediately, you must wait a few days to get your debit card.
Estimated time to receive your Chime card
After opening your Chime Checking account, you must wait for your Visa Chime debit card; it is a product included with the account. The delivery time is within 7/8 business days from when you open the account because it needs to be personalized.
While you wait, you can’t count weekends or holidays because they are not part of the business days. Can extend this same period to your credit card. If you are delayed, you must contact Chime through their mobile app chat or call 1 – 844 – 244 – 6363.
What cards can you get?
With Chime, you can get a Chime Visa debit card linked to your checking account. There are no confusing fees or overdraft fees. You can use it wherever Visa cards are accepted.
Although it is a prepaid card, there are no monthly fees or minimum balance requirements to obtain it. You can also use it at any of the available ATMs.
Chime Credit Builder Visa Credit Card
The other option is a secured credit card with no annual fee or interest that will help you improve your credit history by making everyday purchases and on-time bill payments. No credit check or security deposit is required to apply.
According to users who have purchased it, they have seen an increase in their credit score of up to 30 points.
How to order the Chime card?
The first step is to go to Chime’s online page, the top menu, and click on “accounts.” In the drop-down menu, click on “Chime Checking Account.” On the next page, you will see all the information about the checking account available through Chime.
The first part of the information is the option to enter your email address, and the green “get started” button is next to it. Enter your email address and click the button to go to the membership page.
A new form will appear where you must enter your first and last name and press “next.” Next will be a verification puzzle, and then it will ask for your date of birth. Next will be basic questions to create your Chime account.
After completing registration, you can log into your account and go to the Visa Chime debit card application. You will be asked for general information such as an address, email, and phone number.
After confirming all the data, you will receive an email indicating the business days you will receive your Visa debit card.
How to apply for a credit card?
The procedure, in this case, is the same; the difference will be that you must go to the option “apply for credit card” from your account and fill in the necessary fields. To receive this card, you must also wait for 7/8 days.
How to make transactions while waiting?
While you have acquired your card, you can have a temporary card; it is a virtual option that will give you the application to make purchases or payments with Apple Pay and Google Pay. To get it, you must go to your Chime account settings and look for “View my card.”
Here are all the details of the temporary virtual card in Chime; you will see the card number, expiration date, and CVV details. Just save all these details to add them to your online payments or mobile apps.
Visa Chime debit card activation
When your card arrives, it needs to be activated before you can use it. To complete this, log into the Chime mobile app, and you will see a widget at the top that says “Card Status,” and there should be a green “Activate Card” button:
If the button does not appear, you should communicate through the Chatbot and ask for activation; otherwise, call 1 – 844 – 244 – 6363. The operator usually restarts your account so that the option appears.
Once you press the button, you will be asked for some information about the card; you must have it handy, and when you finish, press “confirm.”
Where can I use my card?
You can use the debit card in all the establishments where Visa cards are accepted. As for the credit card, you must also verify the establishments that accept it; the recommendation is to ask before processing the payments.
Generally, the Chime credit card is used to make online purchases. You will not have any inconvenience because you will be able to associate it with different retailers. If you have any inconvenience, all you have to do is contact the company.