Finding a dealer where you can purchase your vehicle despite bad credit is not impossible. However, it is a task that requires extensive research. There are some car dealerships willing to allow you to get your new car despite bad credit. At most of these dealerships, you enjoy flexible interest rates and some scheduled services.
However, it is critical to keep in mind that due to bad credit, your interest rates will be higher when you purchase an auto loan. Also, the APR will change depending on your credit score, your credit history, and the time it takes for you to pay the loan in full.
Car Dealerships that accept Bad Credit and Repos near me in New York
We decided to conduct an exhaustive search for car dealerships in New York that accept bad credit and repos. Therefore, we leave you 10 options with excellent reputations and guarantees of former customers who claim to have had a good experience and acceptance of the purchase even with bad credit.
[wpdatatable id=409]Car Dealerships that accept Bad Credit and Repos nearest me in Phoenix
One of the great things about Phoenix dealerships is that not only do they accept bad credit, but they offer several purchasing options to help you along the way. They usually open at 9-10 AM and close their doors at 7 PM.
[wpdatatable id=410]These are the best dealerships that work with repos and bad credit
It is common knowledge that all dealerships work with customers with good credit. Although few offer alternatives to deal with bad credit, you have the possibility of finding some that fit your needs and offer beneficial plans. In the following list, you will find some of the most profitable ones.
Fox Auto Group
Once the desired loan is obtained, the company delivers a schedule of monthly payments over a specific period of time. Furthermore, if the options available at the dealership are not what you want, the agents will help you find the specific model you want and inform you of available offers.
📍 Address: 150 Robert Dann Dr Painted Post NY 14870 – 9102 ✆ Phone Number: 607 – 654 – 1400 🌐 Website: https://www.foxautogroup.com/
Basil Family Dealerships
Basil Family Dealerships offers excellent alternatives to acquire a vehicle even if you have bad credit. It has different branches and in each one, they offer specific brands, some are specialized in Ford, Chevrolet, Toyota, and Volkswagen, among other alternatives that fit your requirements.
📍 Address: 6980 Niagara Falls Blvd, Niagara Falls, NY 14304 ✆ Phone Number: 716 – 257 – 4412 🌐 Website: https://www.basilcars.com/
Fox Automotive Group
With the Fox Automotive Group dealership, you can find alternatives to acquire vehicles of various brands such as Chevrolet, GMC, and Buick, there are also alternatives of GM-certified used cars. You can purchase new cars, trucks, or SUVs. To help you with your purchase, the dealership offers down payments or trade-ins.
📍 Address: 150 Robert Dann Dr Painted Post NY 14870 – 9102 ✆ Phone Number: 607 – 654 – 1400 🌐 Website: https://www.foxautogroup.com/
Berman Infiniti Chicago
Berman Infiniti Chicago makes it easy to buy a car regardless of your credit history. It offers exceptional benefits both for you to purchase a new vehicle and to improve your credit score. To access the loan, you must meet the requirements detailed on the dealership’s website.
📍 Address: 3456 N. Kedzie Avenue. Chicago, EL 60618 ✆ Phone Number: 312 – 476 – 8020 🌐 Website: https://www.infinitichicago.com/
JSL Motors
With this dealership, you can find vehicles specially designed to save fuel, a family SUV, a luxury sedan for all the comfort possible, or a car of the year. It doesn’t matter if you don’t have good credit, at JSL Motors you will find different alternatives to fit your needs.
📍 Address: 2315 S. La Brea Ave, Los Angeles, CA 90016 ✆ Phone Number: 323 – 965 – 1112 🌐 Website: https://www.jslovemotors.com/
Ford of Boerne
Whether you have bad credit or no credit at all, Ford of Boerne has the right financing for you. By contacting the company’s finance department, you get the alternatives you need. The dealership’s mission is to offer you a simple and friendly experience when purchasing your new vehicle.
📍 Address: 31480 IH 10 West Boerne, San Antonio TX 78006 ✆ Phone Number: 210 – 934 – 9584 🌐 Website: https://www.fordofboerne.com/
Auto City Driving Dallas Since 1958
With this dealership, the financing is in-house with no bank present. Loan approval is done in as little as 5 days and no credit score is considered. Likewise, applying for one of their loans will not affect your credit score.
📍 Address: 6575 CF Hawn FWY., Dallas, TX 75217 ✆ Phone Number: 214 – 398 – 8204 🌐 Website: https://www.autocitycredit.com/
Fairless Motors
No matter if you have bad credit, with Fairless Motors you can access a loan to buy a new vehicle. According to the company’s policies, none of the customers should have any inconvenience getting their car. You should consider that this is a dealership where you can purchase used vehicles in good condition.
📍 Address: 435 Lincoln HWY, Fairless Hills, Philadelphia PA 19030 ✆ Phone Number: 215 – 428 – 0950 🌐 Website: https://www.fairlessmotors.com/
How many car dealers accept bad credit in the United States?
It is not common to find dealerships that offer to acquire a car loan upon evidence that you have bad credit. However, there are some exceptions. There are not many dealers that have these alternatives, however, in major cities in the United States, you will find at most one or two.
For all of the above reasons, there is no exact number of dealerships that offer this alternative. However, it is estimated that between 50/60% of dealerships in the country offer a loan alternative without evaluating your credit history.
Car dealerships that accept bad credit and no down payment
Currently, you can find loan alternatives for vehicles with bad credit and no down payment. However, there are few dealerships where you can find this alternative. It is common knowledge that dealerships offer loans for people who for various reasons have a bad credit history.
Accessing a loan of this style offers you the opportunity to buy a vehicle adjusted to your needs regardless of the credit problems you may have. Depending on the dealer you choose, you have several options for accessing the vehicle of your choice.
Can you get a vehicle loan at a dealership without making a down payment?
Although it may seem strange to hear about the existence of bad credit loans to acquire a vehicle, the truth is that it is not so extraordinary. Sometimes, bad credit is not caused by customer failures, on the contrary, there are mistakes or failures that cause the credit history to be affected.
In this sense, it is possible to find a car loan without having to make expensive down payments. You will have to adjust to the installments specified by the dealer and make sure you don’t miss any, in which case, they can cancel the loan and repossess your vehicle to give it to a new customer.