Online banking is gaining huge popularity among people, and more and more people are joining online finance companies to keep their money safe. Chime is another amazing online financial company with over 13 million followers, and it partners with various banks to provide the user with a quick cash transaction process.
If you cannot get access to Chime, you must be wondering why Chime keeps denying me? The answer to your question is simple: you may be entering the wrong information, or there might be some typing error that is a hurdle in creating your chime account.
Continue reading to know more about other reasons that aren’t letting you create or open a chime account successfully.
Incorrect Social Security Number Or SSN
Opening a chime account is very easy; you just need to enter very basic information to get access. But in case you are facing rejection from Chime, this may be because you are entering the wrong SSN or there is a typing error. So, recheck all your spellings and digits before entering.
Chime asks for your social security number, and if you cannot provide an SSN, you may not get an account in Chime. Enter your SSN correctly. Please don’t use a manually generated SSN as it is unethical, and Chime never approves an account based on a fake or incorrect SSN.
Also, getting the services of a third party is discouraged. It is suggested not to do any of these things, and you won’t get your application denied by Chime.
Underage Applicant
Opening a Chime account comes with various terms and conditions. One of the terms and conditions of Chime includes that the applicant must be over 18 years of age. Otherwise, Chime will not allow the applicant to go further with creating an account.
And you can’t fool Chime using any bait, so you must be able to prove that you aren’t underage to move further in the process.
Incorrect Information
Chime also asks for your personal information to get you registered. Both correct information and SSN are essential for opening an account in Chime. The personal information includes email address, phone number, address, etc. While entering this information, make sure you are entering it correctly.
Go and recheck all of your typing before submitting. Any mistake will result in the rejection of your application. Also, always use your official name in Chime because using nicknames or fake names won’t allow you to create a chime account.
Applicant Not A US Citizen
As Chime is a US-based finance company, it is very important to be a US citizen to open an account in it. The Chime service is not available for non-US citizens. You need to prove your identity while verifying for the chime account; otherwise, your application will be rejected instantly.
Second Chime Account
If you already have a Chime account and re-entering your information to create a second one, you are wrong. Chime has high verification standards, and if you create another account, your application will be rejected because why make a second account when you already have an account in Chime. So, this could be another possible reason if you wonder why Chime keeps denying me.
How can I avoid rejection from Chime?
Once you’ve identified the reasons for your application rejection from Chime, this is a repeatedly asked question and what you could do to fix or avoid it. If the cause of rejection is an existing Chime account with the same SSN you are using to create the second account, you first need to block or close the current account. After that, you can easily create a second account.
If you cannot understand the reason for rejection, then contacting the Chime customer support service is always an option. You can ask them about the reason for refusal and try to fix it quickly to avoid further rejection from Chime.
And if you have tried everything but still not getting an answer to why Chime keeps denying me, it is suggested that you should consult any other banking alternatives to Chime.
Why My Chime Account Is Suspended And How To Recover It?
Like many other finance companies, Chime also suspends the account of users without quoting reasons. Sometimes the suspension is notified, but in most cases, a user comes to know about the suspension after logging in. If you are unaware of the reasons, the following reasons can help you identify them.
- Chime suspends your account if you try to log in using an illegal or unauthorized method.
- Creation of more than one account to get illegal benefits from Chime services or products.
- Using the personal Chime account for business dealings or providing wrong or fake information.
There are plenty of other reasons that cause the suspension of your Chime account, but how can you recover your Chime account? If you are sure you’ve not committed any serious violation of Chime terms and conditions, you can recover your account after contacting Chime customer support.
But if you’ve accidentally or on purpose gone against the terms and conditions of your Chime account, then there are no chances of getting your account recovered. If you have money in your Chime account, contact the customer support service and ask them to release the held money.
It is highly suggested not to go against any terms and conditions of the Chime services to ensure the safety of your cash.