PayPal has become a simple platform for making payments around the world. In some countries, it is even possible to buy cryptocurrencies, help charities and pay for different services.
When sending money, you will see two payment options. Perhaps you have seen “Friends and Family” and don’t know what it is. Suffice it to say that it is a great alternative to avoid commissions, although it is not recommended in some cases.
Everyone’s question is how to use the option mentioned above in PayPal, and there is an answer. Doing so is easy; but you have to be careful when sending payments.
First, what types of transactions are there in PayPal?
The platform offers you two options when sending money. The first is “Pay for goods or services,” used to buy goods, which offer buyer protection. In this case, the seller must pay a fee to receive the money.
The second option is, “Send to a friend or a relative”, which is used to send gifts to loved ones. Using this option, the recipient does not have to pay any fee to get the money.
Send to Friends and Family on PayPal; how to use it?
The main condition is that both sender and receiver must have a PayPal account. With the email, contact name, or phone number, you can send money to your loved one and even an animated note. Here’s how it works:
- Log in to PayPal with an email address.
- Click on “Send and Request.” It’s at the top of the app.
- Enter the email, phone number, or username to send the desired amount of money.
- Enter the amount and click “Send to a friend.”
- Choose the bank or PayPal account, verify the data, and click “Send.” You are done!
Frequently asked questions
There are many questions about PayPal with inconclusive answers. That is why it is a good idea to clear your doubts by gathering the best information.
Is there a fee for sending money through PayPal?
There will be no fee when sending money to “Friend and Family” via PayPal in the United States. However, when transferring internationally, there will be a fee of 5% of the total amount.
When paying with a debit or credit card, you will be charged the fee above plus a transaction fee set at 2.9%, although it varies depending on the currency.
Is buying from strangers a good option?
Although it may seem tempting, it is not a good option to buy from strangers because scams are more frequent. Some sellers demand payment as “Friends and Family” to avoid paying the commission.
We recommend that you do not fall into the trap, as they could scam you and not send you the goods. It is much better to pay strangers with the “Products and Services” option because you will have buyer protection. Believe it; you would rather not take risks.
Do this in case of scams
Sending the payment with the friend’s option in PayPal will not give you the possibility to claim in case of a scam. But you could claim after sending it as a service payment. In that sense, it is important to know that you could call customer service for help.
What do I do when I can’t send money to Friends and Family?
Some errors in the platform or personal accounts make sending money difficult. Call the PayPal Resolution Center when you have problems in this regard.
You will report your problem, and the team will work hard to help you solve it. The response time is not too long.