Fillable free blank insurance card forms are quite common and can be useful. However, they cannot be used in all cases, and it is not always recommendable to use them. Let’s learn more about this option and how to take advantage of it.
To begin with, we need to know what an insurance card template is. It is a document issued by the insurance company. An insurance certificate template in PDF, i.e., printed, gives details about everything included in the policy.
What is a fill-in-the-blank insurance template?
A fill-in-the-blank insurance template is usually a document that can be downloaded from certain websites and can be completed with all the details of the insurance card.
Through this document, you can obtain proof that your vehicle is insured. The insurance certificate form must contain information about the types and limits of the coverage itself, the policy numbers, names of policyholders, beneficiaries, etc.
These templates are filled in with all the aforementioned data and can be legally linked through electronic signatures and the corresponding certifications.
Generally, you will be able to obtain such templates from specialized Internet sites. The layouts may be available not only for PC but also for Android and iOS mobile devices.
The formats for an authorized template can vary a lot. In fact, on most of the sites where we can find this document, we will be offered at least a hundred different options. These options range from the most basic to others with graphics, animations, logos, etc.
Can an insurance card template be a fake?
If the insurance card is not certified or the electronic signature cannot be verified, the document will not be recognized as legal.
Filling out an auto form with false data is considered a fraud against traffic laws that require a valid insurance policy. In the same way, even if the details of the vehicle and the insured are real, if the insurance is not right, for example, due to non-payment, the document will not be good either.
It is very important to have this documentation up to date as it may be required. Moreover, it is essential to present in the event of an accident with a vehicle.
How to obtain proof of insurance?
Proof of insurance for a vehicle is a hard copy or digital document that can clarify whether or not we have a valid insurance policy. In addition, this can also be used to check the different insurance coverages.
The common situations where you will be asked for proof of insurance are:
- Accidents
- New vehicle registration
- Financing a vehicle
- Police traffic control
Showing your insurance ID card is the most usual proof of being insured. You will usually receive an ID card by post. You will also receive a self-printable card by email. You can also show proof of insurance via a mobile app in other cases.
The documentation to be included, as a requirement, is at least the following:
- Insurance policy number
- Effective dates of the policy
- Vehicle identification number
- Year of the car
- Car model
- Coverage
Therefore, the three models of having a proof of insurance are:
- By normal mail sent by the company or printed from the company’s website.
- Printed and validated by the company
- Digitally on your mobile phone
It is important to remember that not all states, not even in all cities, will accept the digital reading of the card. Therefore, it is often interesting to be up to date on the legislation of this printed document.
Remember that not showing proof of insurance carries penalties. These costs increase significantly when you have an accident, and the vehicle is not properly insured.