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A chiropractor who accepts insurance nearby

A chiropractor is a health professional whose function is to alleviate the musculoskeletal ailments of a patient

by Luis O., CFA, FRM
1 May, 2022 - Updated on 19 September, 2022
in Insurance
A chiropractor who takes insurance nearby

More than 20 million people in the United States require specialized care. But most are unable to pay for each session on their own because of the high cost of the service. As a result, many patients have sought a chiropractor who accepts insurance nearby to reduce costs and put their body’s health in good hands.

Currently, insurance companies admit chiropractic treatments. Cigna, Kaiser, State and Aetna are among those that offer effective service in this regard. But the important thing to know is that each provider treats this issue differently, according to the insurance plan available. Today you will learn more about it, so pay attention.

Contents

Toggle
  • What is a chiropractor, and what is his main function?
  • Can my insurance cover chiropractic treatment?
  • How is chiropractic treatment covered by insurance?
  • What if my health insurance does not cover chiropractic procedures?
  • How to choose the best chiropractor?

What is a chiropractor, and what is his main function?

A good chiropractor is a health professional whose function is to alleviate musculoskeletal pains. His skills allow him to make adjustments to the spine and manipulate other areas of the human body.

His main function is to help people correct their posture, relieve certain types of pain and assist the body in healing in the shortest possible time. The work of a chiropractor can improve a patient’s quality of life, and here are at least five benefits.

  • You will improve your body posture: If you subject your body to bad posture for a long time, your vertebrae will be the most affected. Chiropractic treatment will help you get a better posture, therefore, restoring the alignment of the spine.
  • Reduce pain in the body: This practice is fundamental to correct the nervous system and spine. The technique is also indispensable for reducing pressure on the nerves and mitigating pain.
  • Reduces the risk of muscular contractures: A bad posture increases the probability of suffering a muscular contracture. If you go to a chiropractor, you will have a definitive diagnosis and a better treatment.
  • Helps you reduce the level of stress: One of the functions of a chiropractor is to optimize the the nervous system functions. Therefore, it will reduce the level of stress that accumulates mainly in the neck, spine and head.
  • Increase flexibility: Reducing the number of muscle contractures and adopting a better body position will allow you to be much more flexible. Your specialist will suggest a personalized stretching plan to optimize your elasticity.
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Can my insurance cover chiropractic treatment?

Today, seeking chiropractic treatment is much more common than you might think. The issue is that sessions have become very expensive, but fortunately, most insurance companies cover specialized care.

However, the service may have some limitations, which we will list below:

  • To be seen by a specialist through health insurance, a patient must be referred by a primary care physician.
  • There is a limit to the number of sessions you can receive in a month or year. It will all depend on the insurance plan available, which you should check with your broker.
  • You will only be able to access the professional services of a chiropractor associated with the insurance network or those approved by the company.
  • Possibly, the patient will require a care plan provided by the primary care physician, which will have to be followed to the letter.

How is chiropractic treatment covered by insurance?

This type of procedure has gained a good reputation in recent days, mainly because of the effectiveness of the results. Most insurance companies give it special coverage, calling it “alternative care”.

For this very reason, insurance companies impose the restrictions mentioned above. Although there are many general limitations, it is best to review the specific rules with your insurance broker to avoid misunderstandings.

What if my health insurance does not cover chiropractic procedures?

Although many companies have opted for this service to make life easier for their members, there are insurers who, amid their skepticism, refuse to cover this type of procedure.

In this type of circumstances, the most convenient thing to do is to pay for the treatment yourself. Many people prefer to pay for the procedure, considering that it is the fastest and most practical way to receive specialized assistance.

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In this way, the patient will have to look for a chiropractor that meets their needs and requirements, often without knowing their work and background. This is sometimes counterproductive for the patient because they will put their health in the hands of a stranger.

How to choose the best chiropractor?

If there is no chiropractor near you who accepts insurance and you need to get on your own a specialist in musculoskeletal treatment, then you should know how to choose the best one to avoid failure. Pay attention to the following qualities.

  • Academic training: A chiropractor is a professional who graduates from an institution, is trained for several years and demonstrates his abilities by passing different tests. Therefore, they receive a degree or certificate that certifies their ability to perform their functions.
  • Free first consultation: When dealing with an excellent professional, he will give his patient a free first consultation to evaluate their situation. He will offer a diagnosis that he will give in writing and determine if a treatment is worthwhile.
  • Effective use of tools: He is reliable when using the right equipment. These are ultrasound equipment, special X-ray machines, and infrared imaging instruments, among others.
  • Adequate treatment: You should also evaluate the type of treatment applied to improve your condition as a patient and the time needed to see results.
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