More and more young people are deciding to travel to the United States to train or work. All are looking for a better quality of life and a place to settle down and have a good economy to help their families. Parents will want to visit you whenever possible, and before embarking on the trip, we recommend that you take out a good medical insurance policy.
Many travel medical insurances are available in the market, but not all are good for all visitors. Therefore, you should make a preliminary study of the various options and choose the one that best suits your parents’ conditions and your financial possibilities for the policy.
These are the best travel insurance policies for your parents!
Although you can find excellent benefits with insurers in your parents’ destination country, experts recommend that you decide on insurance companies based in the United States. That allows you to resolve any problems quickly.
Faro America Travel Insurance
It consists of comprehensive medical insurance intended for friends, relatives, or visitors who wish to travel temporarily to the U.S.. They are aware of the high prices of health care in the country and, therefore, they have effective plans to cover any inconvenience at the right time.
A maximum policy ranging from $25,000 to $1,100,000 is available, enough to cover the length of your parents’ stay. The above guidelines are general for those under the age of 70. If your parents are between 70 and 79 years old, the policies range from $25,000 to $50,000, while if they are over 80 years old, the limit is $12,000.
You can obtain the insurance through their website. You will only need to add basic information such as travel dates, the names of your parents, their date of birth, contact information, address, and credit card information with which you will contract the service.
Atlas America Medical Insurance
One of the striking points of this insurance is the watered-down start of pre-existing conditions. It has added coverage for people over 80 years old, where you will have a maximum of $25,000 available for any medical expenses or emergency care.
In addition, it is an insurance backed by Lloyd’s, one of the most recognized insurance markets in the world, both for its quality and for its longevity. It is a way of assuring buyers that the company will never fail to make legitimate claims payments.
Its flexibility also positions it as the best because it allows you to purchase it for only five days, perfect when it comes to weekend trips for celebrations. If you make the insurance payment for longer and your parents leave early, you are free to request prorated reimbursement according to the unused portion.
Patriot America Plus Medical Insurance
The maximum of policies in this insurance remains between $50,000 and 1,000,000,000; it also has the benefit of purchasing services for five days. By logging on to the insurance company’s website, you can have instant quotes according to your requirements, and you can buy the policy immediately with your credit card.
It does not require medical examinations of the insured, an excellent advantage when it is a quick trip and you do not have time to submit many documents to the insurance company. You only need to provide your parents’ date of birth, the passport number of each parent, their names, country of origin and address, and the proposed dates of travel.
They will enjoy the coverage of acute onset of pre-existing conditions in people under 70 years of age; it will not be valid if they are older. Also included is the pandemic coverage for COVID-19, and it will be in force from the moment you make the policy payment.