Walmart remains one of the most popular retailers in the United States, and it has earned that through multiple benefits and good quality products offered in all its stores. In this sense, we cannot fail to mention Walmart’s innovative payment methods such as EBT, or its car inspections.
Now, one of the advantages you get by being a Walmart user is that you can access a credit card to pay for your in-store purchases. It is an alternative that can have many pros and cons, however, by using it wisely you can access interesting benefits. One of the options you have is to receive cash back when you use your card. Do you know how much Walmart’s cashback is? You’ll be interested!
How do I get cash back on my Walmart credit card?
When you make a transaction, you can get cash back ranging from $20 to $120. This option is available for both the Walmart credit card and your store card. When making payments with your credit card, you have access to 5% cash back on your in-store purchases.
Keep in mind that cashback is charged to your bill, and it is an option that has a high interest rate. It is a good alternative when you have a well-programmed payment plan and use of your credit cards and you can always keep up to date. Furthermore, the amount of the refund depends on the ATM you use and the payment method.
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How do I request a refund?
To begin, register the items you wish to purchase, select “credit card” as your payment method, and insert the card in the appropriate place. Before completing the payment, you will be asked if you want a cash refund, and when you accept, you will be given the option of the amount of cash you can get.
Select the amount you need and enter your PIN to confirm the transaction. This way, you will receive your purchases along with the cash back you requested. The procedure is simple and quite fast. It’s not only available with your credit card, you can also get a refund on your personal check, debit card, or Discover payments.
Why was my Walmart credit card refund denied?
On occasion, you may be denied a refund because you have exceeded your monthly limit. This is explained by the clerk who is handling the purchase. In these cases, the solution is to wait a little while until it is available again. There is also the possibility that you have outstanding debts on your credit card, which makes you ineligible for refunds.
Remember that to enjoy the benefits of Walmart credit cards, you must keep up to date and make all the necessary payments before the due dates. Otherwise, there may be inconveniences. On the other hand, you can check the amount of the rebate you are requesting, as it may be more than what you can receive according to the rules.
Other benefits you get with the Walmart credit card
The credit card offered by Walmart is MasterCard branded, which offers you many benefits for making purchases outside the retailer’s stores. One of its rewards is cash back when making purchases at any of its stores, however, you have other advantages such as:
- When you apply for the card, you get a $25 statement credit when you make purchases of $75 minimum at any of the stores or through the online page
- You get 3% cash back on all purchases through the digital platform
- You can use them anywhere they accept MasterCard credit cards
- You don’t have to pay annual fees
- You have special financing offers
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Is it advisable to accept cash back with a Walmart credit card?
Although Walmart is a place where, surely, you do your daily shopping, you must do a detailed review of the sender’s credit card before constantly accepting cash back. It is a card with a Tae that stays between 17.99 % and 26.99 %, which you should consider when employing this.
The cash-back option is good when you need a little extra cash for some payments, but often you must remember that the total cash back requested is also charged to the purchase you have made. Therefore, you should make a larger payment at the end of the month.
References
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“Can I Get Cash Back on My Walmart Credit Card? – Quora.” Quora, https://www.quora.com/Can-I-get-cash-back-on-my-Walmart-credit-card
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“Walmart Credit Card.” Walmart, https://www.walmart.com/cp/walmart-credit-card/632402