If you are thinking about lease-to-own, Progressive Leasing is definitely what you need. This is a company that since the end of the last century has been dedicated to empowering its clients, giving them the possibility of acquiring certain products with the best brands and companies.
So if you are considering buying an item such as a home appliance or electronic equipment, PL is what you need.
This company will give you the opportunity to help you acquire certain items and furniture without having to pay a large amount of money at once.
Of course, you will be the lessee and Progressive will be the owner of the material until you pay off your debt with this financing company. The good thing is that PL does not report to the credit bureaus.
How can I find a Progressive Leasing Store?
In the last two years, Progressive Leasing has been awarded as one of the best platforms in its field. Its lease-to-own service has made life easier for many people across the country by allowing store owners to obtain merchandise on a financed basis.
So, if you have a store that sells furniture or jewelry, you should know that Progressive Leasing has a section on its official website where you can locate stores and brands that accept this service. Finding this tab is easy, just follow these steps:
- Enter the Progressive Leasing web page
- At the top of the page, click on the “Find a Store” option
- Enter the zip code or the name of the city you want
- Check the stores that fit your needs
Likewise, we will leave some stores that accept Progressive Leasing below, to give you an idea of what you can find:
| Store | Descriptions |
| Lowe's | Retail distribution chain of home improvement, building materials and do-it-yourself products |
| Samsung | Electronic products brand |
| Best Buy | Sale of electronic products |
| Overstock | U.S. retailer selling mainly furniture |
| Dell | Manufactures, sells and supports personal computers, servers, network switches, software, peripherals and other technology-related products. |
| Conn's Furniture | Direct Furniture, Appliances, Electronics, Mattress & More |
| Cricket Wireless | Affordable Smartphone Cell Phones With No Contracts. $49.99 Is the Initial Lease Payment. |
| Helzberg Diamonds | Jewelry, Engagement & Wedding Rings |
| Reeds Jewelers | Diamonds, Rings, Fine Jewelry & Watches |
| AllModern | Offer a vast selection of home products |
| GameStop | Flexible financing for Xbox One X, PlayStation 4 or 5 and Nintendo Switch games, consoles, consoles and accessories. |
| Mattress Firm | Mattress sales |
Which stores can I use PL’s financing plans in?
With nearly 25 years of financing more than 300,000 people in the United States, Progressive Leasing offers a quality service that encourages people to invest in products and goods in different areas. In addition, it is not necessary for the client to have good credit to purchase items in the following areas:
- Cell phones
- Jewelry
- Furniture
- Musical instruments
- Bedroom furniture
- Rubber
However, these items must meet a series of conditions to be acquired through PL. For an item to be leasable, it is essential that it can be returned, either by mail, pickup, or delivery. Likewise, It is necessary that the item has a long duration compared to the time you have to pay PL. Additionally, it has to be tangible and secure.
By understanding this policy, you will understand why you cannot purchase clothing, animals, food, and other items that, according to some criteria, may be leasable. This information will help you avoid creating false expectations of what you can and cannot purchase, for example, from Raymour & Flanigan.
Can I use Progressive Leasing at more than one store?
Just as you can obtain more than one item at a time with your lease agreement, you will also be able to make purchases at several PL partner stores. However, you can only have two lease-to-own, which is the same as buying with this financing in only two stores.
I’d better explain it with an example, right? Imagine you want to buy a piece of furniture at Big Lots because it caught your eye and you think it’s what your favorite room needs.
But then you remember that you also need to buy some jewelry at Kay that will make you shine. By signing up for two lease agreements you can enjoy both products without having to shell out a large amount all at once.
Do I have to go to the same store for returns for Progressive Leasing?
In case of returns, you can send the product by email, deliver it to the retailer, or ask them to pick it up. However, you must first call Progressive Leasing’s customer service line (877) 898-1970 to inform them so they can evaluate the conditions of the product to be returned.
Let’s use another example. Suppose you recently bought some tires from Tires Factory Direct, but for some reason, you feel you no longer need them. So, you go and call Progressive customer service, who will listen to you and then evaluate the product to determine whether you can return it.
Hypothetically, the tires meet the standard set by PL and they do accept the return. After giving you a positive answer, you will only have to decide whether to send it to the Tires Factory Direct branch where you purchased it or to send it directly to the financing company.
In these cases, it is recommended that you cancel the lease agreement.
Does Amazon accept Progressive Leasing?
I know I have named several important brands for our market, but what about big retailers like Amazon? Although I can’t give you an answer explaining the reasons, the reality is that Amazon does not accept PL financing.
This same situation applies to Target, although, fortunately, at Walmart, you can purchase products from the brands and stores I mentioned, which follow the specifications required by Progressive.
Progressive Leasing has a considerable list of partners. So if you are looking for a piece of wood furniture, a specific accessory for a certain instrument, or a particular air conditioner, you can visit stores like Overstock, Sam Ash, and Conn’s Furniture Direct.
In the case of automotive items, Dan the Tire Man is likewise an option where you can utilize these financing plans.
This company has more than 30,000 partners in almost every state. Even though in some states, certain brands restrict the use of PL or their lease-to-own plan is not available, this is still the leading company for this type of loan.
References
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Ali, Mashkoor. “Does Amazon Accept Progressive Leasing? – Kabbage Loan Guide.” Kabbage Loan Guide – Your Loan Support, https://kabbageloan.us/amazon-accept-progressive-leasing/
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“Can I Have More than One Lease-to-Own Agreement?” Help.Progleasing, https://help.progleasing.com/hc/en-us/articles/360043426951-Can-I-have-more-than-one-lease-to-own-agreement-
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“Frequently-Asked-Questions.” Progleasing, https://progleasing.com/frequently-asked-questions/
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“How Many Items Can I Lease-to-Own?” Help.Progleasing, https://help.progleasing.com/hc/en-us/articles/360056339752-How-many-items-can-I-lease-to-own-
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“Leasable-Items.” Progleasing, https://progleasing.com/leasable-items
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“Progressive | Customer Portal.” LogOn, https://www.progressivelp.com/myaccount/find-store/location
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“Progressive Leasing | Raymour & Flanigan.” Raymour & Flanigan – Your Home for Furniture, Mattresses & Decor | Raymour & Flanigan, https://www.raymourflanigan.com/raymour-services/progressive-leasing
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“Progressive Leasing – TiresFactoryDirect.” TiresFactoryDirect, https://tiresfactorydirect.com/products/progressive-leasing