Klarna is a popular payment method that has gained popularity recently, especially among younger consumers who prefer to shop online. In fact, many have researched what to buy with Klarna at Bed Bath & Beyond, this is very popular.
This payment company offers a wide variety of financing methods and processes for consumers, with some even being able to withdraw cash from Klarna. Also included are the signature “buy now, pay later” payments that allow shoppers to pay in installments.
One of the key benefits of using Klarna is that it allows shoppers to make purchases without having to pay upfront, which can be particularly attractive for larger purchases. This is why some have been interested in Klarna’s buying power. In addition, Klarna offers a seamless checkout experience, with no redirects or additional login screens. But… Which companies accept Klarna as a payment method?
Stores that accept Klarna as payment method!
If you want to use Klarna for your next online shopping, you’ll be pleased to know that there is a wide range of stores that accept this payment method. From fashion retailers to electronics stores, many now offer Klarna as a payment option. While it should be made clear that whether Klarna is accepted may vary depending on geographic restrictions, some of the most commonly purchased ones are:
| Store | Description |
| Asos | Allows buy now pay later payments |
| H&M | Buy clothes, footwear and accessories, buy now, pay later |
| Sephora | Allows you to purchase your products in installments |
| Nike | You can buy any garment with Klarna |
| Zara | Users take advantage of Klarna to buy any Zara branded product |
| Adidas | At Adidas, customers buy and adjust their payments in installments with Klarna |
| Macy's | You can buy clothing, accessories, furniture and home furnishings |
| Urban Outfitters | In addition to its clothing line, the store also sells select brand name and vintage products |
| Forever 21 | Offers a variety of styles and trends, from casual wear to formal wear and swimwear |
| Shein | The store focuses on fast fashion and following the latest fashion trends |
| Wayfair | Is an online furniture and home goods store based in the United States |
| Microsoft Store | You can buy Windows operating system, Microsoft Office suite, Surface, Xbox, games and apps |
| IKEA | The store offers a wide variety of furniture and home accessories |
Asos
Asos is a UK-based online fashion and beauty store that offers a wide variety of products from well-known brands. It accepts Klarna as a payment method, allowing customers to shop now and pay later.
H&M
H&M is a popular online fashion retailer offering clothing, footwear, and accessories at affordable prices. It accepts Klarna as a payment method, allowing customers to shop now and pay later as well.
Sephora
Sephora is an online beauty retailer that offers a wide variety of skincare products, makeup, fragrances, and more from well-known brands. Your purchase through Klarna is truly common thanks to the ability to pay for quality in convenient installments.
Nike
The online store of this brilliant sportswear brand gives its users the ability to take advantage of Klarna’s services for top-notch sportswear. From sneakers to apparel, with Klarna it is possible to purchase any Nike apparel.
Zara
The wide variety of high-quality clothing, footwear, and accessories makes Zara a brilliant option to buy top-notch clothing and pay for it in installments with Klarna. It is thus considered one of the options where most users take advantage of Klarna’s services.
Adidas
Known for being one of the leading brands in the sports industry, Adidas offers its customers the possibility to shop with Klarna to adjust their payments. So if you have a Klarna account, Adidas is always worth keeping an eye on.
Macy’s
Macy’s is a department store chain in the United States that offers a wide variety of products, from clothing and accessories to furniture and home goods. It offers customer service in physical stores, online, and by phone, as well as loyalty programs and special promotions for customers.
Urban Outfitters
Urban Outfitters is a U.S. retail chain that specializes in clothing, accessories, and home goods with a bohemian and alternative style. In addition to its clothing line, the store also sells products from selected brands and vintage.
Forever 21
Forever 21 is an American fashion retailer that focuses on fashionable clothing and accessories for women, men, and children at affordable prices. The store offers a wide variety of styles and trends, from casual wear to formal wear and swimwear.
Shein
Shein is a China-based online fashion retailer that offers clothing, accessories, and home goods at low prices. The store focuses on fast fashion and following the latest fashion trends.
Wayfair
Wayfair is an online furniture and home goods store based in the United States. The store offers a wide variety of home products, including furniture, decor, lighting, appliances, and outdoor items.
Microsoft Store
The store offers products such as the Windows operating system, Microsoft Office suite, Surface, Xbox, games, and applications for mobile devices.
IKEA
IKEA is a Swedish multinational company specializing in the manufacture and sale of furniture and household goods. The store offers a wide variety of furniture and home accessories, from bookshelves and cabinets to sofas and beds, as well as home furnishings and lighting fixtures.
Advantages and disadvantages of using Klarna
After getting to know the companies found in Klarna it is worth taking a look at the advantages and disadvantages of using the payment application.
https://www.youtube.com/watch?v=uPy0udEoYPU
Advantages of using Klarna
- Convenience: Klarna offers a seamless payment experience and allows shoppers to make purchases without having to pay upfront
- Flexibility: Klarna offers “buy now, pay later” plans that allow shoppers to pay for their purchases in installments over time
- Security: Klarna uses advanced security measures to protect users’ personal and financial information
- Rewards: Some retailers offer rewards or discounts to shoppers who use Klarna as a payment method
Disadvantages of using Klarna
- Interest and fees: if the buyer does not pay their balance within the specified time frame, they may incur interest charges and fees
- Impact on credit score: If a buyer misses payments or defaults on their Klarna account, it may negatively affect their credit score
- Overspending: Some buyers may be tempted to overspend when using Klarna because they can make purchases without having to pay upfront
- Limited availability: While Klarna is increasingly available, not all retailers accept this payment method
Considering the advantages and disadvantages of Klarna, you can draw your own conclusions about this new payment system. In general, it is possible to say that it is beneficial in some cases, but it all depends on the user.
References
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“About Us.” Klarna: Shopping Levelled-up on a Global Scale, https://www.klarna.com/uk/about-us/.
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“About Us.” H&M Group, https://hmgroup.com/about-us/.
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“About Us | Forever21.” Forever21, https://www.forever21.in/content/about_us.
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“ASOS | Online Shopping for the Latest Clothes & Fashion.” ASOS, https://www.asos.com/.
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“Buy PC Computers, Laptops & Tablets – Microsoft Store.” Microsoft – Cloud, Computers, Apps & Gaming, https://www.microsoft.com/en-us/store/b/pc.
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“Company Corp.” Zara, https://www.zara.com/us/en/z-company-corp1391.html.
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“Nike.” Nike, https://about.nike.com/en.
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“Sephora.” Sephora, https://www.sephora.com/.
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“Shop Now Pay Later.” Klarna: Shopping Levelled-up on a Global Scale, https://www.klarna.com/uk/smoooth/.
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“Store.” Microsoft, https://www.microsoft.com/en-us/store/b/pc.
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“WayFair.” WayFair, https://www.wayfair.com/.