If you have a Walgreens in your neighborhood and you’re wondering if they cash checks or just what their check policy is, you’ve come to a good place. We’ll give you the answers, with all the nuances you should know. Let’s get started.
Remember that not all grocery chains have the same check-cashing policy. That means that Walgreens and other chains may have different positions regarding cashing or cashing checks. Moreover, these policies may change depending on the store’s state or even a store’s business rules.
Thus, it may be different to try to use a check at a store of a merchant firm in New York as it is in another state. Moreover, within New York State itself, there may be differences between the two stores of the same commercial firm when negotiating a check.
Most commonly, checks cannot be negotiated unless you have a bank account associated with the store. Another scenario in which trade checks may be more or less common is when you are a long-term customer or belong to specific membership programs.
Do you want to cash a check?
As we said at the beginning of the article, this is a nuanced answer. Walgreens’ policies regarding checks in 2024 are clear: You won’t be able to cash a check, but you will be able to use your checks to pay for purchases. That applies to both Walgreens and its sister store, Duane Reade.
In other words, if you want to cash a check, you’ll have to find an alternative: the easiest way is to cash it at your own bank or a check exchange near you. However, if you want to use a check with Walgreens or Duane Reade as a payee to make your purchases, it is possible.
Can you cash checks at Walgreens?
Many people wonder how can you cash a check at Walgreens. They cannot. Walgreens does not offer check cashing services. That means that it will not be possible to cash any checks.
Note that this may lead to some hesitation as, for example, there are rumors that it is possible to cash a government check but not a personal check. The truth is that it is not possible to cash either. A personal check can be accepted as a payment method but never as a cash method. So now you are aware that the answer to “Can I cash a check at Walgreens?” is no.
Cashback and paychecks
This is another frequent question for many users. The firm indeed maintains a cash refund policy for customers. This refund policy, for example, allows it to avoid cash withdrawal fees at an ATM. However, a payment made with a check is not eligible for a cash refund. You cannot get this cash back when you pay with a check.
For example, if you pay with a debit card, you can claim a maximum of $20 cash back at the cash register. However, you cannot do the same if you make that payment with a check payable to Walgreens.
Walgreens Financial Services
Here’s an important fact: despite not allowing Walgreens check cashing, Walgreens has a relatively wide range of financial services.
These financial services include money transfers, gift cards, transportation passes, and prepaid debit cards. Remember that prepaid cards are one of the safest payment elements since they will only charge your accounts with the money you have to recharge them. In case of loss or theft, this card only affects the cash loaded, not your funds.
On the other hand, gift cards are one of the strengths of this commercial firm. As well as the rest of the services; therefore, it is not a company without financial services but a company with an evident policy regarding the cashing of checks.
Remember, if your only intention is to cash check at Walgreens, the chain will not be a good option for you. They don’t allow it, effectively limiting your choices in that regard.
Where can I find check cashing near me?
If you need check cashing near me but don’t know where can I cash my check at Walgreens, unfortunately, as we mentioned above when asking, “Do Walgreens cash checks?”.
However, there are other ways you can use to find another place to do what you can’t when talking about Walgreens check cashing near me. There are many ways to find check cashing locations near your area:
- Google Search: Open Google in your web browser or mobile device. Type “cash check near me,” and Google will provide you with a list of nearby places that offer check cashing services.
- Maps Apps: You can use map applications like Google Maps, Apple Maps, or similar services. Simply enter “check cashing Walgreens” in the search bar, and the app should display nearby locations.
- Yellow Pages Online: Websites like Yellowpages.com allow you to search for specific services in your area. Visit their website, enter “check cashing” and your location, and they will provide you with a list of businesses that offer this service.
- Check Cashing Chains: Look for well-known national check cashing chains such as ACE Cash Express, Check into Cash, and PLS Check Cashing. They often have multiple branches across various locations.
- Local Banks and Credit Unions: Some banks and credit unions offer check cashing services for non-account holders, although fees might be involved.
- Convenience Stores and Grocery Stores: Some convenience stores and grocery stores also provide check cashing services, significantly larger chains.
- Online Check Cashing Services: There are online platforms that allow you to deposit and cash checks using your smartphone, as we know the answer to “Can Walgreens cash checks?”. Examples include Ingo Money and PayPal’s check cashing service.