Credit cards have between 15 and 16 digits; this is not just a random string of numbers you find on them; it is a unique combination for each cardholder. It is a way to identify the cardholder and indicate the bank that issues the card.
Credit card digits can also tell you what type of card it is and other valuable information for some institutions. This information is not usually requested, but it is advisable to be aware of it.
Credit cards beginning with the digit 4246
You must separate each number to understand it because they all indicate different information. For example, the 4 is the credit card network. In all, the first number is used to identify the main industry.
On all Visa cards, the first number is 4, indicating to agents who ask for the first numbers on the card to identify whether it is an accepted brand. However, the same number may represent different brands.
For example, number 3 may be an American Express, Carte Blanche, Diner’s Club, or JCB card. This is why additional information is often requested to detect the card’s origin successfully. However, the rest of the numbers have different meanings.
For the digits “4246,” we already understand the meaning of the “4”. The numbers from 2 to 6 will tell you the issuer of the card and the type of credit card. After some research, we determined that cards with the combination “4246” are Visa credit or debit cards.
Determine which credit card is required from the two digits that follow. That is, the first six numbers of the card are required.
Types of cards with the digits “4246”
To include all possible combinations and a variety of cards would be complex. However, here are the most commonly used cards with these four initial numbers:
- 424611: Visa Classic debit card from Tamara Bank in Indonesia
- 424612: Visa Electron debit card from Union Bancaire pour le Commerce et l’Industrie
- 424613: Visa credit card from Amalgamated Bank of Chicago in the United States
- 424614: Visa credit card of Greenville National Bank in the United States
- 424615: Visa Premier credit card from Chase Bank USA, NA in the United States
- 424616: Visa Classic credit card from First National Bank of Omaha in the United States
- 424617: Visa Classic credit card from Chase Bank USA, NA in the United States
- 424618: Visa Classic debit card from Evans Bank, NA in the United States
- 424619: Visa Classic credit card from Citadel Federal Credit Union in the USA
- 424620: Visa credit card from Lake Sunapee Bank, FSB in the United States
- 424631: Visa Business credit card issued by Chase Bank USA, NA in the United States
- 424632: Visa Classic debit card issued by ITS Bank in the United States
- 424633: Visa credit card issued by Yes Bank, Ltd. in the United States
- 424634: Visa Gold credit card issued by JPMorgan Chase Bank, NA in the United States
- 424635: Visa Premier credit card issued by United Nations Federal Credit Union in the United States
- 424636: Visa Business debit card issued by First Interstate Bank in the United States
- 424637: Visa credit card issued by Harris Savings Bank in the United States
- 424638: Visa Classic credit card issued by FCC National Bank in the United States
- 424639: Visa credit card issued by Yes Bank, Ltd. in India
- 424640: Visa credit card issued by National City Bank in the United States
- 424661: Visa Electron debit card issued by Banco Espirito Santo, SA in Portugal
- 424662: Visa Business credit card issued by Coastal Federal Credit Union in the United States
- 424663: Visa Classic credit card issued by First Financial Bank, NA in the United States
- 424664: Visa Classic Gold card issued by First Commonwealth Federal Credit Union in the United States
- 424665: Visa Business debit card issued by Sovereign Bank in the United States
- 424666: Visa Electron debit card issued by JCSB Nadra in Ukraine
- 424667: Visa Classic debit card issued by East Carolina Bank in the United States
- 424668: Visa Classic credit card issued by Ashland Credit Union in the United States
- 424669: Visa credit card issued by Wells Fargo Bank, NA in the United States
- 424670: Visa credit card issued by Wells Fargo Bank, NA in the United States
As mentioned above, many combinations indicate the card type of each bank or institution that issues Visa credit/debit cards. This information can be easily detected by any specialized agent.