Smile Generation has the mission to keep your smile alive; with their credit cards, they will offer you flexible solutions and customized dental plans to meet your needs. The commitment is to demonstrate the importance of good oral care.
The best solution is to offer you financial products to help you cover the treatments by financing the whole process. Of course, you must comply with the monthly payments and the terms imposed by the company.
How does the Smile Generation Financial credit card work?
It is an option available on the Smile generation website; you can join it either with or without dental insurance. Applying for the Smile Generation Financial credit card will give you multiple benefits on your dental treatments.
There are no annual fees, you’ll enjoy convenient minimum monthly payments, and the application process is quick, taking just minutes. The Smile Generation is not a card you can use at any establishment. You can only use it to pay for your monthly dental treatments.
It is a closed-loop card, so it is only valid at Smile Generation; it will help make paying for medical care easier and more convenient. If you have below-average credit, this card will give you many benefits.
It would help if you also had a good credit rating to be approved for the Smile Generation credit card. It’s a way to help you build a better credit history and get the oral health care you need.
How do you apply?
The process is simple; when you are on the Smile Generation website, you will see the benefits of the credit card and at the bottom, the “learn more” button; on the new page, there are two options “apply” or “benefits”.
Once you know all the benefits, it is time to “apply” a form will appear where it will ask for information such as a phone number, the last four digits of your SSN and zip code.
Before accepting them, you must read the terms and conditions; it will tell you what you can and cannot do with your credit card. Now, all you have to do is “continue” and follow the rest of the application steps.
You will receive an immediate response to your application, which will greatly benefit knowing if you can start your treatments.
Get free customer service with a credit card
Usually, when you call customer service, you have to pay a fee for the service, but since you purchase the Smile Generation credit card, this will no longer be necessary. You will be able to call whenever you want to check your payment dates and the amount or report a lost card.
The call can take as long to complete the application and solve the problem, so there is no risk of getting an exorbitant electricity bill later.
Things to consider when applying for your Smile Generation credit card
Although it does not have an annual fee, its APR is 26.99%; you should evaluate if you have a good balance to cover it. To be approved, you must have a credit history above 620, which is considered good for the company.
Monthly payments are allowed, and it has identity theft protection. They will report your credit information with Smile Generation to the major credit bureaus, which could help you improve it.
It is not a card with a rewards or cashback plan; you will not get rewards like most closed-loop credit cards for each use.
Pay for the Smile Generation Financial credit card with EasyPay
To make paying your bills quick and easy, you can use EasyPay from Comenity. You don’t need to log in to the account centre or register before making payments; you’ll find a “quick payments” option that you can use whenever you want.
Even if you don’t have to create an account, the security of your data is protected at all times.