Changing the credit card on your iPhone is a change of payment method. The steps are really simple, but there are a few things to keep in mind if you don’t want to make mistakes and make the change incorrectly.
To begin with, you must be aware that changing the credit card on your iPhone is a modification of the payment method. Therefore, the first step is always to access the payment method settings and, from there, make the modifications you want.
Steps to change your credit card on an iPhone
The first step is always to access the device settings. You must select your account and choose the payment and shipping options. Generally, you will be asked to log in with your Apple ID.
Then, if you want to add a new payment method, you would choose this option. When you want to change or edit the information of a payment method, you just select it, and a modification tab will open.
The steps to change the credit card are, therefore, as follows:
- Open the settings on the iPhone
- Find the payment method section
- Add a new card (or modify the information of an existing one)
It would be best if you also remembered that it is possible to manage card information simply in the payment management section by choosing the edit option.
What happens if you can’t remove a payment method on iPhone?
In addition to technical problems (which are rare), it is common that if you cannot change a payment method, you may still owe some amount of money for an App Store or iTunes Store purchase.
This problem is relatively common, and until you change the payment status, you will not be able to edit or add new information. Let alone remove the payment method associated with the debt.
On the other hand, there are a few steps you should always take to check the status of your iPhone’s payment method settings. The most common would be the following:
- Check that the card information is correctly updated
- Send any additional information that the application may ask for
- Check that you actually have funds if you are unable to make a purchase
In the case of a declined purchase due to an account problem, if it is not associated with any of the above situations, you should contact the card issuer or your bank.
Card settings in Apple Pay
Setting up the default payment method in Apple Wallet is also simple.
First, you should add the credit card you will use as default. To do this, you log into Apple Wallet, and from there, you can select a button on the top right-hand side, which allows you to use the camera to frame the card and collect the card details.
You can also enter the card details manually in the card details entry tab.
Finally, you should ensure that the card name and number are correct. You can continue the process and check other details, such as the card expiry date when you have done this. The final step is to accept, and your new payment method will be linked to Apple Wallet by default.
Is it possible to change the payment method on iPhone from a PC?
The answer is yes. You will need to sign in with your Apple ID and perform the step-by-step verification.
The process afterward is very similar to the process in the app. You must choose the payment and shipping option and select the modification box from which you can select the payment method and the corresponding option.
You can delete all payment methods, modify some of them or add new ones and edit their information.